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<br /> o �y:�•�p�b 'POa�TIIER WITH oll the impn►vement.r�x�w ur txrca(tcr crectcd un!hc pruperty,anJ uU cas�ment..s�ppudcnuncc.r.
<br /> �.��"��• �_•-- +�;- ;,,." pnsl fixlurc�+nc�w on c�rcuftcr a patt uf the pmperty. All replacemcnt�and�dditians ,hull ulxc►be cuvcred by�is Secu�ity
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<br /> �...� .�1�� l ; Insuumcnl. Al!ot thc foregofng is rcfcmcd tu in ihis Security InsUumcnc as Ihe"Propcny.
<br /> , � ' � ��• • � BARRnWER COV�NANTS thut Bnrn►wcr iti luwfully uiud of�hc rtitulc hcrcby cumcycd vnd hu.ti thc righ�to grunt
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<br /> ' and convey Ihc Pmperty and Ihut thc Property i�uncncurnbcrcd,cxccpt for cncumhmnrr+ot�rc�:ard. Bormwcr wtumnts und
<br /> " , � a.,• will d�:fenJ genemlly�he�itla�o Ihe Pn►pehy vgainst all clAimv und�mun�l.,�ubjrci la•rny rncumhr.�nceti af record.
<br /> + s'.". " ��`' THIS SECURI7'Y INSTRUMENT cam6ines unifortn cavenun�r inr nrtiunal use and nan-uniform c�wenants with
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<br /> ,;rJ vuriutiun.r by jurisdiction to comtitutc a uniiortn�ccu�fly imlrunxnt covc�ing rcal propertY•
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<br /> • UNIFORM COVENANTS. Bortowcr und Lrndcr covenant und ugrcc uti tollaws:
<br /> � ' �, Paymeat of PrincipAl and Interec4:Prepayment and I.wte Charges. Borrawer yhull promptly pay when duc the
<br /> . , � principul of and imercst on the dehl cvidenreci hy thc Nutc und uny prcpaymen�und la�c chargcx duc under�he Na�c.
<br /> -:��. 2. Funda for 7'oaes And Inxurance. 5ubject to upplicuble low or lu u wriuen wuivrr by Lrnder.Borrower xhall pay to
<br /> ;��;, �� � . Lender on thc day manlhly puymeats arc duc undcr�he Note,undl thc Nute is paid in full.a sum l"Fundx"1 for.la)ycarly _
<br /> ' �' �,, _, taxcti and nsses4mea�s which muy alluin pn��riiy over thiy Security In�tn�ment us u lien on the Proprrty:lbl ycurly lea+chold
<br /> � paymems or ground rems on tha Pmperty. �f+uiY: �c)Y�ar�Y h�ar�ur pri�peny in.urunce premiums: Idl yenrly Oood _ _
<br /> . :% . ., inwmnce premiums. if any: Ie! ycurly martguga innur�nce premiums.if uny: And 1�'1 any sums payuble by Barrower to
<br /> � - � ' l.ender.in uccordunce with tha provitiionr�f par.�graph R, in lieu of tBe payment of mongage incurancc premiums. These _T_______ _
<br />" r' •`'t� �. y . i�umt+um culled"�ticruw ll�ms.." L.endar mny,at:my lirne,collect and hold Fundx in an umount not to exceed the maz�mum r
<br /> � � umoum� lendnr f�r a fcdesrally telatud mongage loan may require fbr Borrowcrk eurow acwunt undcr the federal Rcal _
<br /> ° Estate SetUamam Pn►cedutis Act��f 1974 as amended from �ime�o time,l2 U.S.C.$2G(11 c�sey.("RFSPA").unle++unu�her
<br /> " � �,.' , luw thal appli�sr�o tha Fundx sets u le+ser amounl. If so.Lender may.ut any time,rnlleci and hold Funds in un umount not to �
<br /> � exceed the letiRer um�unt. Lender may estimate �he amount of Funds due on�he ba�i+of cutrent dala und ►esuonnble
<br />` ' estimA�es af expendi�ure+of fwure Eticmw Items or a�henvise in ucrordunce with upplicuble law. _--
<br /> � The Funds shnll be held in An imtiwtion whose deposils urc inwrcd by u federal ugcncy, imlrumentuliry,or entity �,_--_
<br /> •� "' 1 including Lender, if Lendcr ix xuch++n institutian)or in;u�y Federul Home Lo:u�Bank. Lendcr,hull upply the Funds to pay �.
<br /> • � the Escrow Items. l.ender nu►y not chorpe Borrower for halJing und upplyin�thc Funds,unnunlly unalyr.in� �he�scrow !, ..
<br /> • account, or verfiying the Escrow Items. unlesx Lender puys Borrower intems[on the Fund� and •rppliruble luw permia �;�_
<br /> Lendcr to make such u churge. However.Lender may reyuirc Borrowcr lo puy u onc-time charge for an indcpenckm rrul �.-.W`_,_
<br /> ' •� e+lute lax reporling service used by I.ender in canneclion with Ihis loan,unletis applicuble luw provides atherwi+c. Unlexs un �,_�_:•
<br /> • ugmement is rnude or upplica6le law requires in�erc+t�o be paid.Lendcr.hull not bc reyuircd ta pay Horruwcr uny interetit ur ��,__
<br /> " • euminge on ihc Fund�. Bormwcr anJ Lender may agree in writing,however,�hut intcrest sfiull be puid on the Fund.r•. Lendcr
<br /> shull give to Borcower,without churge,an annuul uccounting of the Fund�,�howing credits und debils w�he Fund�and the _ . _ :,_
<br /> � pu�ose for which euch debit ta lhe Fundti wus mm1e. The Fundx aue pledged us additionnl security for ull sums+ecured by ��-___
<br /> �his Sccurity Inx�rument. �x"�'=
<br /> ' - if ihe Tunds hcld fiy Lender etcecd the��mount.r•fxm�itted ta be: held by upplicable luw, Lender�hull account to �"��"_:`___,
<br /> + Bom�wer for the exce,s Funds in uccordunce with Ihe rcquimments of upplicuble law. If�he umount of�he Fundx hcid by �;�.r.:
<br /> � Lendcr ut uny iime is not sufficicnt to pay the Eticrow liems when due, Lendcr muy.o notify Borrower in writine.and. in �:� •.. 1;�� _
<br /> such case Borrower shull pay to Lcnder the amount nec�ssury Io make up the deficiency. 8orrower shull make up the �u,�'• �
<br /> , � deficiency in no more than twelve monthly puymen�s,ut Lender's sole diycrelion. � ��``"'`' '--
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<br /> Upo�puyment in full of ull sum�ucured by ihi:;Securiry In,trumenl,Lender shull prom{xly refuncl w Borruwer unY q,�,y,�,,.r_^
<br /> ' i Funds hcld by LenJer. If,undcr parugruph 21,Lendcr,hall acyuirc�tt�cll lhe Propeny.LcnJer,priur to the ucquisilion ur . . ._
<br /> � ' sale of the Pr�crty. +hall upply uny Funds helJ hy Lcndcr at �he time ol'ucyuisition or snla us u cndit u�ain+t the sums '�f�� y�
<br /> � secure d by t his Security Ins lrume n t. '��"�"'�.—
<br /> 3� Appllcation ot Payments. Unlc+s applirabk luw proviJe+uthcrwise, +�II puymerns recciveJ by Lendcr under '.��:
<br /> , , ,, parygruphs I �nd 2 shull t�e applied:first,ta uny pmpuyment chargc�Juc urxlcr�he Note:xcond,to umuunt�puyublc under ,,�a.,r,•_;�
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