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� <br />201008718 <br />ParcellD: 400011328 <br />Loan No: 101235379 <br />SECOND HOME R�DER <br />THIS SBCOND HOME RIDER is made this 19 th day of November, 2010 , and <br />is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") <br />whether there are ane or more persons undersigned) to secure Borrower's Note to <br />Five Points Bank, a Nebraska Corporatian <br />(the "[.ender") of the same date and covering the Property described in the Security Instrument (the <br />"Property"), which is located at: <br />2407 W. Koenig St. <br />Grand Island, NE 68803 <br />[Property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are replaced <br />by the following: <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second home. <br />Borrower shall keep the Property available for Borrower's exclusive use and enjoy►nent at all times, <br />and shall not subject the Property to any timesharing or other shared ownership arrangement or to any <br />rental pool or agceement that requires Borrowec either to rent the Property or give a management �rm <br />or any other person any control over the occupancy or use of the Property. <br />MULTISTATE SECOND HOME RID�R- Single Family - FanniaMae/FreddiaMac Uniform Instrume t <br />Form 3890 1/01 <br />Laser Forms Inc. (B00) 44&3555 <br />LFI#FNMA38901/01 Page 1 of2 Initials: _ <br />