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20100871G <br />BY SIGNING BELOW, Borrower accepts and agrees ta the terms and covenants contained <br />in t Family Rider. <br />(Seall (Seaq <br />Ddvi d F Poehl er -Barrower -Barrower <br />(Seaq <br />-Borrdwer <br />_ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrawer <br />—1Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />MULTISTATE 1- 4 FAMILY RID�R - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP �-57R (0811) Page 3 of 3 Form 3'I'70 7/01 <br />