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201008�14 9. Protection oF Lender's Interest Yn the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform che covenants and agreernents contained in this Security Tnstrument, (b) there is a legal proceeding thac nuight signi�cantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may atcain priority aver this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whaCever is reasonable or appropriate to protect Lender's interest in the Froperty and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing th,e Property. I.ender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has prioricy over this Security Instrurnent; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under chis Security Instrument, including its secured position in a bankruptcy praceeding. Securing the Property includes, but is not lirnited to, entering the Property to make repairs, change locks, replace or board up doors and windaws, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have ucilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or a11 actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Secnrity Instrument. These amounts shall bear incerest at the Note rate from the date of disbursernent and shall be payable, with such intcrest, upon notice from Lender to Borrower requesting payrnent. If this Security Tnstrument is on a leasehold, Borrower shall camply with all the provisions of the lease. If Boarrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the prerniums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insuraz�ce coverage required by Lender ceases to be available from the rnortgage insurer that previously provided such insurauce and Borrower was required to make separately designated payments taward the prerniums for Mortgage Inaurance, Bonower shall pay the premiurns required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance pareviously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 continue to pay to Lender the amount of the separately designated payments that were due when the insurance covexage ceased to be in effect. Lender will accept, use and retain these payments as a nan-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve sha11 be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such lass reserve. Lender can no longer require loss reserve payaments if Mortgage Insurance coverage (in the amounc and for the period that I,ender requires) provided by an insurer select�d by Lender again becomes avaalable, is abtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of rnaking the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the prenniums required to maintain Mortgage Insurance in effect, or ta pravide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordauce with any written agreement between Borrower and Lender providing for such termivation or until termination is required by Applicable Law. Nothing in this Section 10 affects Bonrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (ar any entity that purchases the Note) far certain losses it may incur if Borrower does not repay the Laan as agreed. Borrower is not a party ta the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and rnay enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) ta these agreements. These agreements may require the mortgage insurer Co malce payments using any source of funds that the mortgage insurer may have available (which rnay include funds obtained frorn Mortgage Insurance premiunns). NEBRASKA - Single Family - Fannie Mae/Freddia Mac UNIFORM INSTRUMENT �-6(NE) �oai i � Page a o+ i 5 iniciais: Form 3028 9I01 . � 3 irt°..' � �