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2oioosss4 9. Pmtectinn of Lender's Intereat in the Pmperty and Rightc Under this Security Instrument. If (a) Borrower faiJs to perform the covenants and a�reements contained in this Security In�trument, (h) thete is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this 5ecurity Instruinent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcemenl of d lien which may allain priorily over lhis 4x;urily Tn�trumenl or t<� enfcyrce ldw� ur regulations), or (e:) Barrower hs�s abandonecl the Propetty, then Lender may do gnd pdy for whaiever is rcasonablc or appropriatc to protcct Lcndcr's intcrest in thc Property and rights undcr this Sccurity Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Ptoperty. Lendet's actions cau include, but are not limited to: (a) paying any sums se�ured by a lien which has priority over this Security Tnstrument; (b) appearing in court; and (c) paying reasonable attorneys' fees lo protect its interest in the Properly and/c>r righks under thi5 Sec:uriiy Insinuneni, including its secured position in a bankruptcy proceeding. Sccuring the Property includes, hut is not limited to, entering the Prc�perty to make repairs, ehange locks, replace or boatd up doors and wind�ws, drain water from pipr�, eliminate building or other code violations or dan�eruuti ec�ndilionti, and have ulilitieti lurnecl on or of£ Although Lender may take action under this Section 9, Lender does not have to do so and is nc�i undet any duty or obligation to do so. It is agrccd that Lcndcr incurs no liability for not taking any or all actions authorized under this Se�tion 9. Any amounts disbursed by Lender under this Sei:tinn 9 shull become additinnal deht �f Borrower secured by this Sec:urity Instrument. 1'hese arnounts shall bear interest at the Note rate from the date of disbursexa and shall be payable, with such interest, upon notice from Lender to Borrower requestin� payment. If this Security Instrumcnt is on a lcaschold, Borrowcr shall comply with all thc provisions of thc lease. If Bc�rrower ac:quires fee title to the Property, the leasehold and the fee title shall not merge unless Lendrx agrees to the merger in writing. lU. Mortgage Insurance. If Lender rc�uircd Mortgage Insurancc as a condition of rnaking thc Loan, Borrowet shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any teason, the Mortgage Insurance coveragc required by Lender ceases to be available from the mortgage insutet that previously provrdeci 5uch inaurance and Borrower wa� reyuirecl to make tieparalely de�ignaled paymeniti toward the premiurns for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage 5ubstantially equivalent to the Mortgagc Insurancc prcviously in cffcct, at a cost substantially eyuivalent to the cost to Borrower af the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lendet. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the arnouni oF khe separately designated payments that wcre duc when thc insurance coverage ceased ta be in effect. Lendet will accept, use and retain thcsc paytnents as a non-refundable loss reserve in lieu of Mnrtgage Insurance. Such 1crs� r�etve shall be nc�n-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required te� pay Borrower any inlerest c�r earnings on such loas rEServe. Lender can no longEm reyuire lo5s reserve payments if Mortgage Insurance coverage (in ihe amount und for the petiod that Lender requires) provided by an insurer selec:tcxl hy Lender again be�omes available, is obtained, and Lender requires separately dcsignated p�ymenis towatd the ptemiums for Mortgage Insurance. If Lender required Mortgage Insutance as a condition of making the Loan und Bottowet was tequired to rnake sepatately designated payments toward the premiums Fnr Martgage Insurance, Barrower shall pay the premiums required to maintain Mortgage Insuratace in effect, or to providc a non-rcfundable loss rescrvc, until Lendcr's requirement far Mortgage Insurance ends in accordance with any written agreement hetween 13crrtower and Lender providin� for such termination or until termination is required by Applicable �.aw. Nothing in this Seckion 10 affec:ts Borrowe,^r'n obligalion lo pay inlerest ai the rate provided in the Note. Mnrtgage Tnsutance reimburses Lender (or any entity that purchases the N��te) fc7r eertain losses it rnay incur rf Borrower does not repay the Losin as agread. $orrowet is not a party to the Mortgage Insurance. Mortgage insurcrs evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that sharc or m�dify th�ir ri�k, ot reduce lo��es. "I'hese agteements are on terms and conditions that are satisfactory to the mortgage insurer and the ather party (c�r patties) to these agrcements. These agreements may require the mortgaga insurer to make payments usin� any source of fiwds that the mortgage insuret may have available (which may include funds obtained frc�m Mortgage Insurance premiums). 3A61496 3461498 NEBR4SI(A - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WI M�� �$A(NE)(08�0� PeqeO of 15 Initials F011fl 3Q28 1/01 � 603U05 746149$