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20100866�
<br />(C) "Lender" is Nationwid� Advantaga Mortgagn Compar►y
<br />Lender i� a blartqage Company
<br />organized and existing under the laws of State of Iowa
<br />Lender'S addrenti is iioo Locust St_ , Dept_ 2009, Des Maines, IA 50391-2009
<br />(D) "Trustee" is Fidality National Title Insurance Company,
<br />(E) "MIILS" is Mortgagc Elestronic Registration Systems, Inc. MERS is a scparate corporation that is
<br />acting solely as a nominee fot Lendet and Lender's successors and assigns. MERS is thc bcnc�ciary
<br />under this 5eeurity Instrument_ MERS is t�rganiaed and existing under the laws of Dclaware, and has an
<br />address and telephone number of P.(�. Box 202G, Flint, MI 48501-202(i, tel_ (8$$) [i7�-MERS.
<br />(� "Nate" m�ans the promissory note tiignecl hy Borrnwer and dated Novembar 03, 2D10 .
<br />The Note states that Borrowet owes Lendet One Hundred Sixteen Thousand Arid Zero/100
<br />Dollars
<br />(I.J.S. $ 116, 000 . 00 ) plus interest. Barrower has pr�mised to pay this debt in tegular Periodic
<br />Payments and to pay the dcbt in full not latet than Docember O1, 2025 .
<br />(G) "Property" meaus the property that is described helow under the heading "Transfer of Rights in the
<br />Property.
<br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment chargas and late charges
<br />due under lhe Note, and all tiumti due under this Security Instrumenl, pluti inleretiL
<br />(I) "Riders" means all I2idets to this Security Instrument that ate executed by Botrowet. The following
<br />Ridets are to he executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider Q Condominium Rider � Second IIome Rider
<br />� Balloon Ridcr Q Planned Unit Dcvclopmcnt Ridcr 0 1-4 Family Ridc,~r
<br />� VA Rider 0 Biweekly Paymenl Rider 0 Other(s) �specilyJ
<br />(.n "App�ieable Law" means all controlling applicable federal, state aud local statutes, regulatic7ns,
<br />ordinances and adininistrative rules and orders (that have the effect of law) as well as all applicable �nal,
<br />non-appealablc judicial opinions.
<br />(K) "Community Association Dues, Fees, and Aasessments" means all dues, fees, assessments and other
<br />charges that arc imposcd on Borrqw�,~r or the I'toperty by a condominium asspciatinn, homeowncrs
<br />association or similar organirution_
<br />(L) "F,le��tn►nic Funds Transfer" means any ttansfer of funds, other than a transaction originated by
<br />check, draft, or sirnilar paper in5trument, which is iniliateci thrnugh an elec:tronic terminal, telc-phonic
<br />insttument, computer, or magnetic tape so as to ord�r, instruct, or authorize x�nancial institution to debit
<br />or credit an account. Such term includes, but is not litnited to, point-of-sale transfers, automated teller
<br />rnachine transactions, transfers initiated by telephone, wire transfers, and automated cleatinghouse
<br />transfers.
<br />(M) "F�crow Items" mcans thosc itc:ms that arc dcscribcd in Scction 3.
<br />(N) "Miscell�neous Proceeds" rneans any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coveragcs described in Section 5) for= (i)
<br />damage to, c�r detitruction of, the Properly; (ii) cnndemnation or other laking of all ur any parl of the
<br />Property; (iii) conveyance in lieu of candemnation; or (iv) misrepresenlations of, or nmissiop� as to, the
<br />value and/or condition of the Propetty.
<br />(0) '2VIortgage Insuranee" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />3461498 3461498
<br />NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WI7H MERS
<br />�-BA(NE)(o810) Pepe2ot�5 Initia�s� FOm13028 1/01
<br />603005 34G1498
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