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201008659 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails Co pexform the covenants and agreements contained in this Security Instruanent, (b) the;re is a legal proceeding tk►ac might significancly affect L.ender's interest in the Property and/or rights under this Security Instrurnent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcernent of a lien which may attain priority over this Security Instrument or ta enfarce laws or regulations), or (c) $orrower has abandaned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/ar assessing the value of the FroperCy, and securing and/or repairing the Property. L,ender's actions can include, but are not limited to: (a) paying any surns secured by a lien which has priority over this Security Instrurnent; (b) appearing in caurt; and (c) paying reasonable attomeys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured pasition in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or boa�rd up doors and windows, drain water from pzpes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9, Any arnounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon natice from L.ender to Borrower requesting payment. If this Security Instiument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borcower acquires fee title to the Froperty, the leasehold and the fee title shall not rnerge unless L.ender agrees to the rnerger in writing. 10. Mortgage Insuxanee. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiunns rec}uired to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insucance and $orrower was required to make separately designated payments toward the premiums for Martgage Insurance, Borrawer sktall pay the prerniurns required to obtain coverage substantially equivalent to Che Mortgage Insurance previously in effect, at a cosC substazxtially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, frarn an alternate mortgage insurer selected by I.ender. If substantially equivalent Mortgage Insurance coverage is not available, Boz-rower shall continue to pay to L,ender the amount of the separately designated payments that were due when the insuranCe raverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mo�tgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and L,ender requires separately designated payxnents toward the prezniums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Laan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiunns required to maincain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agre.�ment between Borrower and Lender providing for such ternunation or until termination is required by Applicable Law. Nothiang in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrawer daes not repay the L.aan as agreed. Borrower is not a party to the Mortgage Tnsurance. Mortgage insurers evaluate their total risk on all such iansurance in force from time to time, and may enter into agreements with other parties that share or rnodify their arisk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreernents. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance pxexniums). N�BRASKA - Single Famiiy - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-61NE)IOSi�J aegeaofi5 i��s�ais: Form3028 1/01 � ,�� f�ad f i a�� A , f,