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2oiooss�� (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (� "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implernenting regulation, Regulation X(24 C.F.R. Paz�t 3500), as they might be amended frorn time to time, or any additional or successor legislation or regulation th.at governs the same subject matter. As used in this Security Instnunent, "RBSPA" refers ta all requirernents and restrictions that aze imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Saccessor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Nate and/or this Security Instrument. TRANSFER O�' RIGHTS IN THE PROPERTY This Security Instnunent secures to Lender: (i) the repayment of the Loan, and a11 renewals, extensions and modifications af the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. Far this purpose, Borrower irrevocably grants and canveys to Tzvstee, in trust, with power of sa1e, the following described pxoperty located in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot Fourteen (14), in Nottingham Estates Subdivision to the City of Grand Island, Hall County. Nebraska. Parcel ID Number: 40 0 0 6 7145 711 Church Rd Grand Island ("Property Address"): which currently has the address af [Street] [City], Nebraska 68801 [Zip Code] TOGETHER WITH all the iznprovements now or hereafter erected on the property, and all easeznents, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referced to in this Security Instrument as the "Propexty." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right ta grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against all claims and dernands, subject to any encurnbrances of record. NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6�NE) �osi i� Page 3 of 15 inn�ais: Form 3p28 9/09 m �1�� 11�,�+�'►;�