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<br />FHA Case No.
<br />321-2957878 "�03
<br />MIN:100416700010983469
<br />THIS D�ED OF TRUST ("Security Instrument") is rnade on November 17th 2010
<br />The trustor is Shannon L Ziska, a sin le erson
<br />("Borrower").
<br />The trustee is U.S. Bank Trust Com an Natianal Association
<br />("Trustee"). The bene�ciary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number af PO Box 2026, Flint, MI 45&01-2026, tel. (888) 679-MERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws ofthe State of Nebraska , and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of Ninety Two Thausand Five Hundred Ninety One and 00/100
<br />Dallars (U.S. $ 92,S91.00 ), This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earli�r, due and payable on December O1, 2040
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />inter�st, and all renewals, extensions and rnodifications af the Note; (b) the payment af all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; attd (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this
<br />purpase, Borrower irrevocably grants and conveys to Trustee, in trust, with pawer of sale, the following
<br />described property located in Ha1� County, Nebraska:
<br />Lot Eleven (il), Block Nine (9), Sheridan Place, an Addition to the City of Grand Island, Hall
<br />County, Nebraska
<br />which has the address of 1417 N Lafayette Ave
<br />Grand Island
<br />Nebraska 68803
<br />[c�t
<br />[Zip Code]
<br />[Strect]
<br />("Property Address");
<br />TOGETHER W1TH all the improvements now or hereafter erected on the praperty, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additians shall also be covered by this Security Instrument. All of the foregaing is referred to in this Security
<br />Tnstrument as the "Property". Borrower understands and agrees that MERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or cusCom,
<br />MERS (as naminee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to Cake any
<br />actian required of Lender including, buC not limited to, releasing or canceling this Security Instrument.
<br />i6256.CV(1�/o�) qpqi5g Pagc I of5
<br />Return To:
<br />CharterWest National Bank
<br />7l4 N Diers Avenue
<br />Grand Island, NE 6$803
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<br />GOTO(00136b97)
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