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201008633 9. Protectlon of Lender's Interest in the Property and Rights Under this Security rnstrumen� If (a) Barrower fails to perfnrm the covenants and agreements r,ontaineri in thia Security Instrutment, (b) there is a legal pxoceading that might significantly affect Lender's interast in the Property and/or rights under this Security Instru;ment (such as a proceeding in barn�lcruptcy, prabate, for co�ademnation or forfeiture, for enforcemeaat of a lien which may attain priority over this Security Ix►strumcnt or to enforce laws or regulations), or (c) Sorrower has abandoned the Properiy, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights uuder this Security Instrurnent, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; N) aPPea�ri.ng in court; and (c) PaYing reasonable attorneys' feea to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and hava utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have t� do so and is not under any duty nr obligation to do so. It is agreed that Lender incurs no liability far not taking any or all actiuns author�zed uxader this Saction 9. Any amounts disbursed by Lender under this Section 9 shall become additianal debt of Borrower secured by this Security Instrument. These amounts shall bear inter�st at the Note rate froar� the date of disbursenaent and s}aall be payable, with such interesr, upon notice from Lende�r to Borrower requesting payment. . If this Security Inst�vment is on a leasehold, Bor.rower shall comply rx�ith all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Inaurance. If Lel�der required Mortgage Insurance as a con,dition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Barrower was required to rnake separately designated payments toward the premiums for Mortgage Tnsurance, Borrower shall pay the premiums required tu obtain coverage substantially eyuivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. ff substantially equivalent Mortgage Insurance coverage is not available, Borrower shall coniinue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceasad to be in effact. Lender will accept, use and retain these payments as a non-refvndable loss reserve in lieu of Mortgage Insurance. S�ch lass reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings an such loss reserve. Lender cara �ao longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the peciod that Lender requires) provided by an insurer selected by Lender again becomes available, is obtain�, �d Lender requires separately desig�ate�i payments towaird the premiums for Mortgage Insurance. �f Lender required Mortgage rnsurance as a conditian of making the Loan and Borrower was required to rnake separately designated payments toward the premiums for Mortgage Insurance, Borrower sha11 pay the premiums required to maintain Mortgage Insurance in effect, or to pravide a non-refundable loss reserve, until Lender' s requirement for Martgage Insurance ends in accordance with any written agreement between Sorrower and Lender providing for such terrn�ination or until termination is required by Applicable Law. Nothing in this Section 10 affects Horrower' s obligation to pay intereat at the rate provided in the Note. Mortgage It�surance reimburses Lender (or any entity that purchases the Note) far certain losses it may incur if Sorrower does not repay the Loan as agreed. Boxrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from timc to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agrcements are on tenns and conditions that ara satisfactory to the mortgage insurer and tha other party (or parties) to these agreements. These agre�ments may require the naortgage insurer to rnake payments using ariy source of funds that the mortgage insurer may have available (which rnay include funds obtaine� from Martgage lnsurance premiums). 2200070924 n v61� NEBRASKA - Single Family - Fannle Mae/Freddla Mac UNIFORM INSTRUMEN7 WI7� MERS � �-8A(Nq Iaaio) PaeeB of 75 inrtisis: � Form 3D28 7/D1 c�