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201008633 <br />(G� "I.ender" is U. S. S�nk N. A. <br />Lender is a National Assaciation <br />organized and existing under the laws of The United Sta,tes Of ,America <br />Lender's address is 4801 �'rederica Street, Oovensbora, �(Y 42301 <br />(D) 'Trustee" is �r . Thomas Locher <br />2p02 bouglas Street, 20� 1"he Omaha Club, Omaha, NE 68102 <br />(E) '�R5" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporat�on that is <br />acting solely as a nominee for Lender and Lender's successars and assigns. MERS is the ben�ciary <br />under thfffi Security Instrument. MERS is organized and existi�ag under the laws of Delaware, and has an <br />address and telephone number of P.O. Box 2p26, Flint, MI 4$501-2026, tel. (8$8) 679-MERS. <br />(F�'Tiote" means the promissory note signed by Borrawer and dated 11/1�/2010 . <br />The Note atatea that Brnrower owes Lender �'ifty-T�ra Thousand �ne Hundr�d Fourteen a�d <br />00/100tha Dollars <br />(IJ. S. $ 52 ,114 , p0 ) plus interest. Borrower has proxnised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than December p 1, 2 Q 4 0 . <br />(G) 'Troperty" means the property that is describe.ci below under the heading "Transfer of Rights in the <br />Property." <br />(l� '7.oan" means t}ae debt e�videnced by the Nate, plus interest, any prepayment charges and late charges <br />due under thc Note, and all sums due undcr this Se�urity Instrurnent, plus interest. <br />(n '7tidera" means all Riders to t]ais Security Instrument tliat are executed by Borrower. The fullowing <br />Riders are to be exe�cuted by Bocrower [check box as applicable]: <br />� Adjustable Rate Rider � Candominium Rider � Second Home Rider <br />� Salloon Rider [� Planned Unit Development Rider 0 1-4 Family Rider <br />� VA Rider ❑ Biweekly 1'ayment Rider � Other(s) [specify] <br />(� "Applicable Law" means all ccmtrolling applicable federal, state and local statutes, regulations, <br />ardinances and adxninistrativa rules and orders (that have the effect of law) as well as all applicable �inal, <br />non-appealable judici�l opinions. <br />(I� "Commanity Assocfatian Dues, Fees, and Assessments" means all dues, fecs, assessmet�ts and other <br />charges that are imposed on Borrower or the Property by a condorninium association, homeowners <br />associaiion or sirnilar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originate�i by <br />check, draft, or similar paper inshument, which is initiat�i through an electronic terminal, telephonic <br />instrurnent, cornputer, or magnetic tapc so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactians, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(Nn "Escrow Items" means those items that are described in Section 3. <br />(� "Miscellanieous Proceeds" means any compensation, seltlement, award of damages, or proceeds paid <br />by any third party (ather than insurance proceads paid under the coverages described in Section 5) for: (i) <br />damage to, or des�uction of, the Property; (ii) condemnation or other taking of all ar any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) rnnsrepresentations of, or omissions as to, the <br />value and/or condition of the Froperty. <br />(0) 'ZVlartgage Insurance" rneans it�surance protecting Lender against ihe nonpayrnent of, ar default on, <br />the Loan. <br />2200070924 D V6AN� <br />IVEBRASKA - Singte Family - Fannle Mae/Freddle Mac UNIFORM IN57RUMEMT WffH M� <br />(�-6A(NF� roa�o� peae z or is Initials� Pom1 3028 1ID7 <br />� <br />