201008633
<br />(G� "I.ender" is U. S. S�nk N. A.
<br />Lender is a National Assaciation
<br />organized and existing under the laws of The United Sta,tes Of ,America
<br />Lender's address is 4801 �'rederica Street, Oovensbora, �(Y 42301
<br />(D) 'Trustee" is �r . Thomas Locher
<br />2p02 bouglas Street, 20� 1"he Omaha Club, Omaha, NE 68102
<br />(E) '�R5" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporat�on that is
<br />acting solely as a nominee for Lender and Lender's successars and assigns. MERS is the ben�ciary
<br />under thfffi Security Instrument. MERS is organized and existi�ag under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2p26, Flint, MI 4$501-2026, tel. (8$8) 679-MERS.
<br />(F�'Tiote" means the promissory note signed by Borrawer and dated 11/1�/2010 .
<br />The Note atatea that Brnrower owes Lender �'ifty-T�ra Thousand �ne Hundr�d Fourteen a�d
<br />00/100tha Dollars
<br />(IJ. S. $ 52 ,114 , p0 ) plus interest. Borrower has proxnised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than December p 1, 2 Q 4 0 .
<br />(G) 'Troperty" means the property that is describe.ci below under the heading "Transfer of Rights in the
<br />Property."
<br />(l� '7.oan" means t}ae debt e�videnced by the Nate, plus interest, any prepayment charges and late charges
<br />due under thc Note, and all sums due undcr this Se�urity Instrurnent, plus interest.
<br />(n '7tidera" means all Riders to t]ais Security Instrument tliat are executed by Borrower. The fullowing
<br />Riders are to be exe�cuted by Bocrower [check box as applicable]:
<br />� Adjustable Rate Rider � Candominium Rider � Second Home Rider
<br />� Salloon Rider [� Planned Unit Development Rider 0 1-4 Family Rider
<br />� VA Rider ❑ Biweekly 1'ayment Rider � Other(s) [specify]
<br />(� "Applicable Law" means all ccmtrolling applicable federal, state and local statutes, regulations,
<br />ardinances and adxninistrativa rules and orders (that have the effect of law) as well as all applicable �inal,
<br />non-appealable judici�l opinions.
<br />(I� "Commanity Assocfatian Dues, Fees, and Assessments" means all dues, fecs, assessmet�ts and other
<br />charges that are imposed on Borrower or the Property by a condorninium association, homeowners
<br />associaiion or sirnilar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originate�i by
<br />check, draft, or similar paper inshument, which is initiat�i through an electronic terminal, telephonic
<br />instrurnent, cornputer, or magnetic tapc so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactians, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are described in Section 3.
<br />(� "Miscellanieous Proceeds" means any compensation, seltlement, award of damages, or proceeds paid
<br />by any third party (ather than insurance proceads paid under the coverages described in Section 5) for: (i)
<br />damage to, or des�uction of, the Property; (ii) condemnation or other taking of all ar any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) rnnsrepresentations of, or omissions as to, the
<br />value and/or condition of the Froperty.
<br />(0) 'ZVlartgage Insurance" rneans it�surance protecting Lender against ihe nonpayrnent of, ar default on,
<br />the Loan.
<br />2200070924 D V6AN�
<br />IVEBRASKA - Singte Family - Fannle Mae/Freddle Mac UNIFORM IN57RUMEMT WffH M�
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