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201008584 <br />Loan Number: 201001$615 <br />SECOND HOM E RIDER <br />TFIIS SECOND HOME RIDER is made this 15�h day af NOVEMBER 2 O10 , <br />and is incorporated into and shall be deemed ta amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Znstrument") of the same date given by tha undersigned (the "Borrower," <br />whether there are one or more persons undersi�ned) to secure Borrower's Note to FIRST <br />NATIONAL BANK OF ST LOUIS, A NATIONAL BANK <br />(the "Lender") of the same date and covering the Property described in the Security Instrument (the <br />"Property"), which is located at: <br />�1.6 E BROOKLYN AVE, DONIPHAN, NEBRASKA 6$832-9649 <br />[Property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree that Sections 6 and 8 of the Security Instrwnent are deleted and are replaced by <br />the following; <br />C. OCCIlp�IlCy. Borrower shall occupy and shall only use, the Property as Borrower's second <br />home. Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at <br />all times, and shall not subject the Property to any timesharing or other shared ownership <br />arrangement or to any rental pool or agreexraent that requires Borrower either to rent the Property <br />or give a management firrn or any other person an.y control over the occupancy or use of the <br />Property. <br />$. Borrower's Loan Application. Borrow�r shall be in default if, during the Loan <br />application process, Borrawer or any persons ar entities acting at the direction of Borrower or with <br />Borrower's knowledge or consent gave materially false, rnisleading, or inaccurate information or <br />stateznents to Lender (or failed to provide Lender with material inforrnation) in connection with the <br />Loan. Material representations include, but are not limited to, representations concerning <br />Borrower's occupancy of the Froperty as Borrower's second home. <br />Ml1LTISTATE SECOND HOME RIDER--Single Family DpCMpglc �"� 800-649-1362 <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmagic.com <br />Form 3890 1/01 Page 1 of 2 <br />