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2oioos�s3 <br />BY SIGNING B�LOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />`�— � (Sea!) <br />CHAD L OSBURN -Borrower <br />� � j <br />JOLENE A OSBURN <br />Witnesses: <br />,_,,, (Seal) <br />-Borrower <br />_ (Seal) <br />-Sorrower <br />_ (Seal) <br />-Sorrower <br />�B���l ^- Single Family -- Fannie Mae/FYeddie Mac LINIFORM INSTRllM�NT Form 3QZS 1/Ol <br />GCC - G3028-1$ (09/01) (Page 18 of 19) <br />