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<br />WHEN RECORDED, MATi. TO:
<br />Exchangc I3ank
<br />1204 Allen Drive, PO Box 5793
<br />Grand Island, NEBRASKA 68802
<br />This instniment was prepared by:
<br />F.xchange Bank
<br />1204 Allen Drive, PO Box 5793
<br />Crand Island, NEI3RASKA 68802
<br />308-382-290(1
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<br />DEED OF TRUST
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<br />MIN:100$467100846701$1
<br />I�]�I�II�IYM[�)��9
<br />Words used in multiple sections of this document are defned below and other words are defined in Sections 3, 1 l, 13, 18, 20 and 21.
<br />Certain rules regarding the usa�e of words used in this document are also provided in Section 16.
<br />(A) "Security instrument" means this document, which is dated November 9, 2010, together with all Riders to this document.
<br />(B) "E3orrower" is ,IOHN D BOSHART and BTTii M BOSIIAR'T , husband and wife. Borrower is tha trustor under this Security
<br />instrument.
<br />(C) "Le�t�er" is Exchange Bank, organized and existing under the laws of the Uniteci States of America.
<br />Lender's address is .1204 Allen Drive, PO Box 5793, Grand Island, N�BRASKA 68802.
<br />(D) "Trustee" is Central National Bank.
<br />Trustee's address is PO Box 268, Superior, Nuckolls County NEBRASKA 6$9'7�.
<br />(E) "INERS" is Mort�age Electronic Registration Systems, Inc. MERS is a separate corporation thatis acting solely as a nominee for
<br />Lender and Lender's successors and assigns. MERS is the bene�ciary under this Security Instrument. MERS is organized and existing
<br />under the laws of Delaware, and has an address and telephonE number of P.O. Bax 2026, �lint, M148.501-2026, tal. (888) 679-MERS.
<br />(1� "Note" means the promissory note signed by Borrower and dated November 9, 2010. The Note states that Borrower owes Lender
<br />SIXTY-ONE THOUSAND FIVE HUNDRF.D AND NO/100 Dollars (U.S. $61,SOO.Op) plus interest. Borrowerhas promisedta pay this
<br />debt in regular Periodic Payments and ta pay the debt in full not later than December 1, 2040.
<br />(G) "Property" means the property that is described below under the headin�; "Transfer of Rights in the Property"
<br />(H) �°Loan" rneans the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums
<br />due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrurnent that are executed by Borrower. The Following Riders are to be executed by
<br />f3orrower (check box as applicable):
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Hame Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider
<br />❑ 1-4 Farnily Rider ❑ Biweekly Payment Rider
<br />❑ Other (Specify) -
<br />(J) "Applicable Law" means all contralling applicable federal, state and local statutes, regulations, ardinances and administrative rules and
<br />orders (that have the ef'Cect of law) as well as all applicable �nal, non-appealable judicial opinions.
<br />(K) "Community Association Ducs, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on
<br />Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronie Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, tele�honic instrument, computer, or magnetic tape so as to order, instruct, or
<br />authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, autamated
<br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means thosc items that are described in Section 3.
<br />(I� "Miseellaneous Proceeds" means any qompansation, settlement, a�vard of dama�es, or proceeds paid by any third party (other than
<br />insurance proceeds paid under the coverages described in Sectian S) for: (i) damage to, or destruccion of, the Property; (ii) condemnation or
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<br />NEBI2ASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7 with MERS / 3028 7/01
<br />Page 1 of S '� �
<br />ios, inc. Borrower(s) Initia
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