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20100857� <br />(E') "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security [nstrument, plus interest. <br />(H) "Riders" rneans all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicabie]: <br />n Adjustable Rate Aider n Condocninium Rider � Second Home Rider <br />n Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider <br />Q Biweekly Payment Rider � V.A. Rider <br />0 Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association <br />or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction origirtated by check, <br />dcaft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape sa as to order, instruct, or authorize a�nancial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automatad teller machine <br />transactians, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(1.+) "Escrow Ttems" means those items that are described in Section 3. <br />(M) "Miscellaneous Praceeds" means any compensation, settlement, award of damages, or procaeds paid by <br />any third party (othar than insurance proceeds paid under the coverages described in Section 5) for: (i) damage <br />to, or destruction of, the Property; (ii) candemnation or other taking af all or any part of the Property; (iii) <br />conveyance in lieu of candemnation; or (iv) misrepresentations of, or omissions as to, the value and/or <br />condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security lnstrument. <br />(P) "RESPA" means the Real �state Settlement Procedures Act (12 U.S.C. �2601 et seq.) and its <br />implementing regulation, Regulation X(24 C.F.R. �art 3500), as they m►ght be amended fram time to tinne, <br />or any additional or successor legislation or regulation that governs the same subject matter. As used in this <br />Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" <br />under RESPA. <br />(Q) "Successor in Interest of Sorrower" means any pariy that has taken title to the Properiy, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3D281/01 � <br />Laser Forrna Inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 Page2 of 13 Initial . <br />