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201008570 TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Mall : [Type oi Recording Jurisdiction] [Name oT Recording Jurisdiction] Lot Nine (9), in Block One (7), Ponderosa Lake Estates Fourth Subdivision, an Addition ta the City af Grand Island, Hall County, Nebraska. which currently has ths address of Grand Island [Ciril 332 Ponderasa Dr. [street] , Nebraska 68803 ("Property Address"): [z�p Coae� TOGETHER WITH all the improvemants now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security instrurnent as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed attd has the right to grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to ar�y encumbrances of record. THIS SECURIT'Y INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrurr�ent covering real praperty. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUM�NT Form 3028 1/07 /� /� Laser Forms Inc. (800) 446-3555 �� /J� LFIttFNMA3028 4/02 Page3 of 13 Initl8l . � l