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2o�oos5s; BorrUw�r shall promptly discharg� any lien which has priority over tkris Security Instrument unl�ss Borrowcr: (a) agrees in writing to thc: paynxent of the obligation secured by the lien in a manner acceptablc to T.,end�r, but only so long as Banrow�r is performing such agreement; (b) contests the lien in good failh by, or dcfsnds against enforcement of tkxe lien in, legal proceedings which in Lender's opinion operate [o pr�vcnC the enforcement of th� lien while those proceedings arc p�nding, but only until such prac��dings are concluded; or (c) secures frUm the holder of the lien an agreemr:nt �atisfactory to I.ender subordinating the lien to this Securily Instrument. If Lender determines that any part of the Property is subject ta a lien which can attain priority ovcar this Security Instrument, Lender may give Borrower a notice identifying khe lien. Within 10 days of the date on which that notice is giv�n, Barrawer shall satisfy thc lien ar take ane or mUrs of the actions set forth above in this Section 4. Lender may require Borrower to pay a one-tirne charge for a real estate tax verification and/or reporting service uscd by Lender in connectinn with this Loan. S, Property Insr�rance. ]�orrower shall kcep ttxe improvements now existing or h�reaftez' erected on the Property in:.5ur�d against loss by fire, haxards included within the term '"exlcndad caverage," and any other hazards including, but not limited to, earthquakes and tloods, for which I,endsr requires insurance. This insuranc� shall be maintained in th� amaunts (including deductible levels) and for the periods that L.ender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier prt�viding the insurance shall be chosen by Bart'awer subject to L.ender's right to disapprove Borrower's chUic�, which right 5narr not be exercis�d unreasonably. Lender may require Bortawer ta pay, in connccti�n with this Loan, either: (a) a on�-time charge for t]ood zone determinatian, certification and tracking services; or (b) a one-time chargc far flo�d zone determination and certificatiUn services and subsequent charg�s each time remappings or similar chang�s occur which reasonably might affect such determination c�r certificatian. Borrower shall also be r�spansibl� far the payment Uf any fees imposed by the Federal �m�rg�ncy Management Agency in conncclion wilh kh� review of any �load zone determination r�sulting fram an objection by Borrower. If Borrower fails to maintain any of th� caverages described above, T.ender may ublain insurance cov�rage, at Lender's option and Burrawer's expense. Lender is under no obligalian ta purchase any particular type or amount of covcrage. Therefore, such coverage shall cover Lender, but might or might nc�t pratect Borrower, Borrowcr's equity in the Property, or the contents of thc Prc�p�rty, against any risk, hazard or liability and mighl pravide greater or lesser coverage than was previausly in effect. Borrower acknowledges that the cost of thG insurance coverage so obtained might significatttly exceed the cost of insurance that Borrower could have abtained. Any amounts disbursed by I.�nder under this Section 5 shall become additional det�t r�f Borrawer secured by this Security Tnstrument. Th�se amounts shall bear interest at the Note rate from the date af disbursement and shall be payable, wilh such interest, upon notice from Lender to Borrower r�questing payment. All insurance polic.ies required by Lender and renewals of such polici�s shall be subject to Lender's right to disapprove such palicies 5narr include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Barrower obtains any form of insurance coverage, not atherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lendcr as mortgagee and/or as an additional loss payee. In lhe cvcnt Uf loss, Borrower shall give prompt notice ko the insurance carrier and Lender. Lender rnay tnake proof of loss if not made prompily by Barrawer. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whelher Ur nat the underlying insurance was required by T.ender, snarr be applied ta restoration or repair of the Property, if th� restaratian ar repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds unlil I,ender has had an �pportunity to inspect such Yroperty to ensure the NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT , A �-61NE) ioai i� Papa 6 oT 15 in�i�ais�•�� 1 Form 3028 1I01