2oioos5s�
<br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Nc�te or a partial interest in
<br />tl�e Note (together with this Security Instrument) can be sold one or more times without prior notice to
<br />Borrawer. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Pcriodic Payments due under the Note and this Seeurity Instrument and performs other mortgage loan
<br />servicing obligations under the Note, this Security lnstrument, and Applicable Law. There also might be
<br />ane or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given written notice of the change which will state the name and address of the
<br />new Loan 5ervicer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Note is sald and thereafter the �.oan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing c�bli�ations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Laan Serviccr and are nc�t
<br />assumed by the Note purchaser unless otherwise provided by the Nate purchaser.
<br />Neither Barrower nor Lender mzy commence, join, or be joined to any judicial actian (as eith�r an
<br />individual litigant or the member of a clzss) that arises from tli� other party's actions pursuant to this
<br />Security lnstrument or that alleges that the other party has breaehed any provisian of, or any duty owed by
<br />reason of, this 5ecurity lnstrument, until such Borrower ar Lender has notifi�d the othcr party (with such
<br />notice given in compliance with the requirements af Section 1S) c�f such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice ta take corrective action. If
<br />Applicable Law provides a time period which must elapsc: before certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes af this paragraph. The notice of acceleration and
<br />opportunity to cure given ta Barrawer pursuant to Section 22 and the notice of acceleratian given to
<br />Barrower pursuant to Section 18 shall be deetned to satisfy the notice and opportunity to talce correctivc
<br />action provisions of this 5ectian 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" axe those
<br />substances de�ned as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, ather flammable or toxic petroleum products, taxic pcsticides
<br />and herbicides, volatile solvents, materials containing asbestc�s or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws c>f the jurisdiction where the Property is located that
<br />r�;latc to hcalth, safety or environmental protection; (c) "�nvironmental Cleanup" includes zny response
<br />action, remedial action, or removal action, as dsfined in Environmental Law; and (d) an "Enviranmcntal
<br />Condition" means a condition that can cause, cantribute to, or otherwise trigger an Enviranmental
<br />Cleanup.
<br />Borrower shall not cause ar permit the presence, use, disposal, storage, or release of any Ha.zard�us
<br />Substances, or threaten to release any Hazardous 5ubstances, on or in the Property. Barrower shall not do,
<br />nor allow anyone else to do, anything affecting the Prc�perty (a) that is in violation of any Environmental
<br />I�aw, (b) which creates an Environmental Condition, or (c) which, due t� the presence, use, or release of a
<br />Hazardous Substance, creates a condition that. adversely affects the value of the Property. The preceding
<br />two scntences shall not apply to the presence, use, or storage an the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate tp normal residential uses and to
<br />maintenancc of the Property (including, but not limited to, hazardaus substances in consumer products).
<br />Borrower shall prornptly give �,cnder written notice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any �overnmental or regulatory agency or private party invalving the Property and any
<br />Hazardous Substance or Environmental �,aw of which Borrower has actual knawledge, (b) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat c�f
<br />release of any Hazardous Substance, and (c) any canditian caused by the presence, use or release af a
<br />Hazardous Substance which adversely affects the value af the Property. If Borrower learns, or is notified
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