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<br /> ,.' '' JULY
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<br /> - 'dT'IIS ADJUS'i'A�i.E RAT�i33�£�t is made this ��TH �y of
<br /> 4';�' t g9� .a� is iacorporate� uuo uud shall �e deeffced to smr,�anc4 s�r(ap2ca�s thE t4Sar�ga„e,�e� af ��.
<br />�.'; Teust or S�curiry D�ed t����ni3t�"�u�at��OF II1G 51II9C k�C g1SfCD DY I�1C l[DdCT31�I�I1E°L�QTIbRi'f�')so r�---
<br /> �:,; s�re tI�Sartawer's Adjustable Ei2ie NIote(the°PIote'?tc� —.
<br /> T�i E�ait�lte 9�i�dios u�d taas Aaa�ciatian ai �riad Ietaa9� �e3pa���, A�ar:13a7�r,�s B:ar _ _
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<br /> � (t�e'teader')af tlte same date�nd rnve•rmg the groperty d�sri�ed i�tiie Socutity Insuum�.�i aad Lc�ssd tu: �
<br /> 1Q4 N E�aY ST Q►�Atd� ISLAND► I��EcB�AA�g(Al 8�€3t19-5885 —
<br /> 4HE tY�� COi�JSA3N5 PR4V��I��i� 4l9,bO1�Yt:+2� GQA �HAN3ES Ir"J 7H� l�i� ��_''`"
<br /> c�ua� arra �aa� �ao�.�r ����. mG Ha� �s rn� a��� m� --
<br /> HQ3 ��0'11�d'� lN�� RASf� CA!'d CHAPttvE 15Y /4NY ONE '�YR4� A�IiID THE �._..
<br /> � „'' `. Nl�S1��'1dU&9�Y��[E QEYi�aZ'if�RA1�aT PASf.
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<br /> '' :. ADBYfiI�PI�iY.CO�NAN'I'S.Fa�addirian ts�t�e oovemats and�gc�eaa�.'ais m�,de in ttie SQrarity Insm�t2at. t�•r+��;_
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<br /> `'•'�;`; Bnaorler aafl I�er fanhes cave�aad ag�r�e as foilmvs: �/�'�k•.:
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<br /> �"�-.�� A.t��'t�a�rc�n��.Y�z���t� �:
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<br /> .:ss�x�:� � �.500 �l.Th�ATate �via�far�an�s;n �:-
<br /> ;.`.•,,j� 'I4�n Nntc gmvid�for t�initial iaterest rate of � ' .i°`"'
<br /> �°`"� tl�icue�t�e�Iu?monthiy payments,as fulYacti�s: �`;'`��
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<br /> 4.II�`�°�I��1111ID M0113'dHI.Y EAXI e�i'I'CBt�1+iGFoS l:
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<br /> • AUL3UST 20dDf �aad ou that , .:'
<br /> � : The i�c�tial!teill pay rn�Y c�ge oa tt��day of , .�;..;
<br /> �':yt!,''" �Y eq.�,j;�'-��j�.Y�2CCd�CL F376�1�wC Ori w11td1 TIIy IIII2ieSt t�E Cd�ld C�$C IS hcP.d 8`�gC DTift.• �„
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<br /> � , .. .. ��TGC llfu6f�, .� . ., ' w.r 5...s'.
<br /> . BeginnimB.�vit�sili�:��sst Chhange Daie.ffiY ini�st iate wiU be based afl am Index.'14�'I�dc� r.=tIsa areekby ;'%��,
<br /> aveiage yGstd on Uti�t�if S�Tm.asur�r s�3ii.,�s�d,fusted to s consiant,m�mtitY of 1 year.as�au►e�cntilsb:e Dy • `���•
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<br /> . tlio Feder�l�.,.z�vre Board.Tt�e masi receu3l�:6rsur�avai2ab2e as of�e daie 4S days befmr qch['.hac�e 3T�te ��,:.,.
<br /> is talteA dte`Carrrau sndex.° . --
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<br /> . If the Ind�a is e�o tonger available.the Na��otder aill cLoose a new index vetuch is b�sed�gon°°�Iss
<br /> � . info�mation.'6he Noie Haldr.r wlll give�e untii�of this choioe. , ---
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<br /> '"'���e� � . Efe��e,ersh Ct;aage Darc.the��Aoider wily ca�c�tate rm,�nea+inter�t�by addin8 =_
<br /> .,.t�i ,`, :�, '::�:. : . P�rc�age poiatC9)( ' 96)to tbe Outnmt . �,'.
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<br /> �';-.. :,.�. �..�`£Yx,Not�e 1'iolder will tt►eit�ri�stiad�flt�'.nc�uit of tbis addition w tLe neuest an�eighth o�ane pa�e
<br /> ��'`.:.J. . `�it�'{�;i33�):3'e4E�t'ra�w th�limits scatr�3',isi;Sc�tioa 4(D)6etoa this rouaded�uat wilt tr�my new affier� �?;-
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<br /> . . � .:�:t�C:'iiilli�.tlla ue7►t�a'Dge OaIC. . ,: .
<br /> ' ��;'��ca'pt�te Holdxr wiil thea detcrmine dqt��'�arms of the rmonthl9 PaY��aoufd lse s�ent ta c�y�.�e
<br /> ` • ���:'u 'np�ti�rufcipal Et�at I em expcctad to ocve at t;pe Change IIatlf i�Tnil on the Matariry Dr�at my aeC�v c�rea'i r�e •,`��,�;:•
<br /> :'�:;. in bubs�[iallY�1�PaY��•�1e T�sWt 41'.1ilils qlCUlaliOti�'ilI be the BCw�mOt�ffi of til��m;0�L�3tY lf���• ;,_ . ' � f.�..
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<br /> �`:��. ' . The interest tate�l�te�.�C.'sbaa� �nrst Change f3ate arill ac►t be�r tltau: " �••�t�6X''� , 96 ' ��� �;;
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<br /> :'`���` 5.50tf� �� '9�.�fter m inten�st rau will tcevet Ne ii�ot de�teased�n � � . `
<br /> �7,:��,: ar less tlhan. ��' . . � Y � ��
<br /> • . any single�age Date by moiv tT�taro pesr:c�tage points(2.0 0)from the ta;exof��est I hzve 6a;a yaying �`; 'ti�'t,
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<br /> �' � far tl�e pteoodias tweive montlfs.M inierest rsn�v�U be t than �. • ;�'ri. .
<br /> ���` '� My int�rest �ate wi�l nevrs►• e�owe��ian 5.500li. ��" •
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<br /> � (E)ELLl.stiYG Datc 0!Ch�jj(�3 . �,
<br /> My t�evv intenst rate will becas�effeRive on ezr�Chauge Datc.i will pn}r ehe amount of my uew m�ntht�l �
<br /> , PaYm�nt beginning on We fust rsnoc�2h1Y Payraeni date aRer the Chnnge Date unti! the amnunt of aiy a�nth�y_•';. �
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<br /> puyment chimges again. . �°,_
<br /> • (F�Nan�eof Cbnnges � --
<br /> • T`he Nate Haldet will dcliver or mail to me a n+o�oe of uny chsmges in my inta�st mi2 a�the amwnt of my
<br /> • moathiy paymcnt 6efore the effax�ve date af any c�,.wge.Tte natioe rvill include iDfotmaflon requiied by!aw ta
<br /> , :., be IIivea mco and aLQ the title aad tetephone �mmber of a Qerson who will answer any question i moay hav�e .
<br /> • reg2mding the n�ice. •��_
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<br /> I�I�t T�1ATE ADJl15TA8LE RATE RIDEB-ARM 8�2-Sin�e iameN-f�Ntaal�s�Mac Ur3farm tr�str�arnni ��
<br /> iann 39l4 D188 --
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