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� 2oloos�4G Borrower covenants that Borrawer is lawfully seized of the estate hereby convey�d and has the right ta grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of recard. Borrower and Lender covenants a ree as follows: UNIFORM COVENANTS, 1. Payment of Principal. Borrower shall pay when due the principal of the debt �videnced by the Note, 2. Barrower Not Released; Forbearance By Lender Not a Waiver. Extension af the time of payment af the sums secured by this Security Instrument granted by Lend�r to any successor in interest of Borrower shall not operate to release the liability of the original Barrawer or Borrowex's successar in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the ariginal Borrower ar Borrawer's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 3. Successors and Assigns Baund; Joint and Several Liability; co-signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower. Borrawer's covenants and agreements shall be joint and several. Any Borrawer who co-signs this S�curity Instrument but does not execute the Note: (a) is ca-signing this Security Instrument only to martgage, grant and canvey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender an any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the term af this Security Instrument or the Note without that Borrawer's cansent. �t. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Praperty Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to: � U.S. Department of HIID C/O C&L Service Corporation/Marris Grif�n Corporation 2488 E. 8l st St., Ste. 700 Tulsa, OK 74137 or any address Lender designates by notice to Borrower, Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 5. Governing Law; Severability. This Security Instrurnent shall be governed by F�deral law and the law of the jurisdiction in which the Property is located. In the event Page 2 of 8 Initial�M ��