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<br /> ��r��`� �. ADJU3TABLE RATE RIDER
<br /> . � � ,��� t�v.ar r�s+�+urr�naex•Rae caps) —
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<br /> ----�- THIS ADIUSTA848 RATE flIDER U m�thb_�_d�y of.�pY'i 1 _.19�_, �_
<br /> --- and I�Incotpor�led{eto and�hW ba dKmrd to�mend�nd wppkmeni tha Mot1We.Deed of Truu.or Security Deed Uhe"Security Inurvment")of
<br /> �� 1�wp�Aq��iwn bp Ihe und�nitnrd(Iha"Borrower"l la ucure Bonowa'�AdJuu�ble Rue Note Ilhe"Nae"1�o y4Y�FEDERALJ�
<br /> .� - ---`�.�� �ItM°l.rMMr��I of th�wne dan�ad covnla{Ihe propeny dacrlMd In Ihe S�curilY Inarwnau�nd loca��d u:
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<br /> --� 286 S. Kimball Grend Island. NE C�8Q1
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<br /> .�=,.,.f'�� TYIs �ata eu�ulir pro�Wor Wowl�/or cla��es I� iry Irtensl nle ��/ ■r �•o■�Wr
<br /> --. p�yw�e�ts.TMb rote�ho Uwita IMe u�oo�l�y I�knal nA cw cMap�I��r a�U�t sM
<br /> ;4�,�� �: wo a.u.u�..a w..w.a�n�.�.w o.r. �,.
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<br /> �!!��' .. ADDITIONM.COV8NAN7'S. In�ddfllon to tdo covenonb rnd a�eemonu made ln tha Sccu►ity Instn+ment. Bonuwer u�d Ler�M
<br /> .��'—`"`'�'� runhtr corauu��.na+wee,ur rd�owr. _
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<br /> �u,�s� •�..�..:,;�,.'�'. A. IN7�1'1tA i E AAiD FiON i HLY PAYi111ET+fc C —,-
<br /> l�+���;� �.+r.: The Note provWa for�n iM�id intuau rue of �-� �.Sectlan 4 of the Note provlda for chanQa in tha Interat rnte a�d the n�_
<br /> -a��.��?� .`'� mouthlY MY�u.as faQawa: -
<br /> � -,�,;�- �, /NTBRBST RAT6 ANAMONTHLY PAYMENT CHANO&4 ��f
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<br /> — ..M�"�'' �A) CY��t 11111p
<br /> — "�:_...��►,:�?�" '° �y 1� �„�-
<br /> '.'", �.:, ��,� 'Cu In)etat tata 1 wlll pay m�y ch�nae on the flnt d�y of ,19 93 .md on thrt day avary
<br /> _,,;� twel Ve mon�M the�ilK.P.�ch date on which my interot mte could chan�e i�ealkd a"ClunQc Date."
<br /> �.'� ra:�.w Y':..'�, �) '�'Mt�M�fR 6_.
<br /> _r�.a � ,• „ . Be{Innin�with the flrst Chan�e Date,my Interat rate will be based on an Index.The"Indcx"is the wakly aver�e yfeld on United Suta
<br /> _—a ,�a�4t� �. . Trawry�ecu�Ula�djutlod to a consant maturity of 1 year.a�made avallabk by the Fedaal Raerve Boud.The most recent ladea fiQure —
<br /> — � waiUble u of thc date 4S dayi before ach ChanQe Date is calkd�he"Current Inde:." �
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<br /> -��� ��,,,..;�. If the Index i�no IonIIer�vafl�bk,the Note Halde�wlll chaosa a naw indae whicb i�based upon compuable iaformadon.Tha Note i
<br /> _;-�� - Holder wUl�ive me notia ot thit thoia.
<br /> --�'' �ti;G::a•• ICI Cd�lrllo�of C'Yu�e�
<br /> •�'� tl+rass anA nnP hal f C�pla4e —
<br /> .�'�-:��' �:-,. � Before euh Ch�nte Dau,the Note Holder wfll calculatc my new interat rate by addina P�
<br /> ���� , � ' „ ��MS� �_50 —�)lo the Curtent Index and roundin�ro the nearal 1/Blh of 11Y,�ubject to the lim�ts stuod in SeMion+iD)be1�w•
<br /> ThisroundM amount will be my new interat rate until�he next ChanRe Date.
<br /> `�� o '- , , The Nate Holder wfU then determine the amoum of the monthly payment thot wauld be sufticien�to repay in fu0 the pdncipwt I am ��
<br /> aepatod to owe on ihat Chanae D�te in substemially equal pwymenta by the matun�y date at my ncw interat rete.The rault oi�hi�cakvlatfon
<br /> �.�'�* ' w1116e the new amount ot my monthly payment.
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<br />_'- � r.�r.� �D) 1.1�14 w I�k►es1 RNeCM���a _..,
<br /> -- • The interat rAte I am required to ppy at the flrst Change Qate wfll not be �reater than �U.O 9i or less �han �--
<br /> � t • - � a 6.0 �.Thereafler,my interat ra�e will ncver be increased or decres►sed on any sin�le Chongt Datc by more then r W= ^r�.."nt �
<br /> ' �.� . ._. " ��0.—from the rate ot interest 1 have 6ten paying for thc preceding twelve months.Thc mfnimum interest tate on this loan will never 6e ' '
<br />--,,.1 r ,` Itss Ihan_�LQ �and the m�uclmum fnterat rale will never be arca�er th�n 13_O _9�. -
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<br /> � .' � �B► FdfaUve D�le oi CMa�a
<br /> ' ,�"�iifi�'�'° My new intera+t rote will become efkctive on each Change Da1e.1 will pay the amount af my new monthly paymem beainnin�on the first �:
<br /> '° ° moluhly paymmt dale afler the Clwn�e Dale until the amounl of my munlhly paymmt chanQcs again.
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<br />- � ��1 Notke of C1u�Ra -
<br /> ,r��, o '7'he Nole Holder wfll moil or deliver to me a no�ice before cach Changc Date.The noticc will advlse me oi: __
<br />_ -� � (i) lhe new interest rate on my loan as oi Ihe Change Date; _
<br /> � • �ii) �he�mount of my manlhly payment followMg the Chwn4e Date; �`
<br /> " U liii) any addfuonal m�tters which the Note Holder is required to disclose;and ��
<br /> � � � Nv► the addras ot the�uociation you couW contact reQardin�any questions about the adjuxtment notice. �
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<br /> °^.. d . �. CHAR4ESi LI�NS _—
<br /> Unlform Covenant 4 of�he Saurlty Instrument is amended to rcad as folbws: -
<br /> � �, Ch�t 11e�.Borrower shall pay all t�xes,wsessmen�s,and o�her chorges,fines,and{mpositions aluibulable to the Properly which may
<br /> " HI�In a fai� over thie Securfty Instrument,�nd leasehold payments oiground rcnts,if any,in the manner provided under pnraaraph 2 hereof �.�
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<br /> � .. ar,If na pald in�uch m�nner,by Bor�ower m�kin�paymenl,when due,directly to the paya thereof.Borrower sh�ll promptly furnfah Lender ,
<br /> dl noekn of�moun�s due undcr this parag��ph,and in the event Borrower shall make payment directly,8orrower sh�ll promptly furnish to
<br /> � I.eeder rer:elpls evidencfng sueh paymenls. Bortower shall promptly dfscharge any lien which has priority over this Security Instrument; �.
<br /> • � huWever,Norrowcr shall not be reyuired lo di�charge any such lien so long os Bnrrower;(a)shall agree in wri�ing to the payment of the
<br /> • „ uMytullot►�eaured hy wch lkn�n the manner occeptable lo Lender,lbl tih�ll m good foi�h con�est ach lien by,or defend againsl enforcement of �
<br /> ' , Rw;h tkn In,lt�o)proctedin�ti whxh�n the�►p�nlon u(Lender u�ta�c�o prc�rnt the enfurcement of the lien or forfelwre of the Property or any
<br /> Mn�1�era,(;�x lcl�hall�eture from�he haWtr of+�uch Nen on aareemeN in a form sadsfactory�o Lender subordinatinQ such Ikn to thls �
<br /> Setur{Iy In�lrumrnt. ,
<br />,. If I ender Je�ermine��ha�all ur unY P�r�af�h�ptapsrty i+subjrc��o a flen which may auxin a pnonty orer thfs Scturity Instrument,
<br /> ' 1 enJer►hrll pire Ilurrower o noNtr�den�llymg+u�h lirn.Borrower shall satidy such lien or take one or mure of the actions set fur�h above �
<br /> wuhln un Jay�ul Ihc�f�fn�of the naNcc. C�
<br /> , C. M111(ICF. �
<br /> f l inl(.um t u�en�n1 14�►(�he Scruruy In.�rument n amended 1�.rcad a�1'olli�w.:
<br /> 11, NWkY.1�.ep1 lor anr nuu.e reyuueJ unJer appBcable I�w lu be g�ven in anothrr manner,la)am•notice�o Borrower pro�ideJ for in�h�s
<br /> ___. �..��.��v Im�rwnent.I�wll hr ki�en b�delHrnnµ�1 ot hy mafling u b�(ir�t cla�v mail tn Burrower ai the Proper�v AJdres�ur��wch i�ther addreti.
<br /> ^ r.IN�nuwr� ma>Je.�yna�c hy nuucc���I cnJcr a�pnnfJ�d here�n,and Ih�anq nin�re Io l cnder tihall he gi�en hy�Iin�.lutiti mad to l.cnder'�
<br /> �J Irr.���r�eJ hrrem ur lu.u:h��ihrr rJJrc�+��1 rnder may Je�lµnu�r Ny nuu.e tu Horruwer a�pro�ideJ hrrrro.Am ni�uce pro�iJed lur m Ihi.
<br /> -_ �e�uc ullnur�imem.hrll hc d�rm�d�u ha�e hccn pi�cn tu IM�rrawer ur Lcnder when gi�rn in�he mnnner de�qenrted hcrcm.
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