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201008521 (D) "Trustee" is CENTRIS FEDERAL CREDIT UNION,343 N 114TH STREET QMAHA, NE 68154 (E) "Note" means the promissory note signed by Borrower and dated November 8th, 2010 2010 . The Note states that Borrower owes Lender �IGHI"Y EIGHT THOUSAND AND NO/100 Dollars (U.S. $ 88,000.00 ) plus interest. Borrawer has promised to pay this debt in regular Perivdic Payments and to pay the debt in full not later than December 1st, 2025 . (� "Property" means the praperty that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I� "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider � Balloon Rider [] Other(s) [specify] [] Condominium Rider 0 0 Biweekly Payment Rider � 0 Planned Unit Develapment Rider Second Hame Rider 1-4 Farnily Rider (I) "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as a11 applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electranic Funds TransFer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrurnent, which is initiated through an electronic terminal, telephonic instrument, computer or magnetic tape so as to arder, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not lirnited to, point-of-sale transfers, autom�ated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any cornpensation, settlement, award of damages, or praceeds paid by any third party (ather than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnatinn; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. NEBRASKA -- Single Fami�y -- Fannie Mae/Pt�eddie Mac UNIFORM INSTRUMENT Fprm 3028 1/01 GCC - G3028-02 (09/01) (Page 2 of 19) Initials: