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20100S5�i <br />adversely affects the value of the 1'roperty. The preceding two sentences shall not apply to the <br />presence, use, or storage on the Property of srnall quantities of Hazardous Substancas that are <br />generally recognized to be apprapriate tn nnrmal residential uses and to maintenance of the <br />Praperty (including, but not limited to, hazardous substances in consurner products). <br />Borrower shall promptly give L.ender written notice of (a) any investigation, claim, <br />demand, lawsuit or other action by any governnnental or regulatory agency or private party <br />involving the Property and any Hazardous Substance or Environmental Law of which Borrawer <br />has actual knowledge, (b) any Environrnental Condition, including but not limited to, any <br />spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any <br />condition caused by the presence, use or release of a Hazardous Substance which adversely <br />affects the value of the Property. Tf Borrower learns, or is notified by any governmental or <br />regulatory authority, or any private party, that any removal or other remediation af any <br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all <br />necessary rernedial actions in accordance with Environmental Law. Nothing herein shall create <br />any obligation on Lender for an Environmental Cleanup. <br />follows: <br />NON-UNT�'ORM COVENANTS. Borrower and L,ender further covenant and agree as <br />22. Acceleratian; Remedies. Lender shall give notice to Barrawer prior to <br />acceleration following Borrower's breach of any covenant or agreement in this Security <br />Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides <br />otherwise). The notice shall specify: (a) the default; (b) the action requrred to cure the <br />defaalt; (c) a date, not less than 30 days from the date the notice is given to Borrower, by <br />which the det'ault must be cured; and (d) that failure to cure the default on or before the <br />date specified in the notice may result in acceleration of the sums secured by this Security <br />Instrument and sale of the Property. The notice shall further inform Borrower af the right <br />to reinstate after acceleration and the right to bring a court action to assert the <br />non-existence of a deFault or any other defense of Borrower to acceleration and sale. If the <br />default is not cured on or beFore the date speci�ed in the notice, Lender at its option may <br />reqaire immediate payment in full of all sums secared by this Security Instrument without <br />further demand and may invoke the power of sale and any other remedies permitted by <br />Applicable I.aw. Lender shall be entitled to collect al1 expenses incurred in pursuing the <br />remedies provided in this Section 22, indading, bat not limited to, reasonable attorneys' <br />fees and costs oF title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county <br />in which any part of the Property is located and shall mail copies of such notice in the <br />manner prescribed by Applicable Law to Borrower and to the other persons prescribed by <br />Applicable Law. After the time required by Applicable Law, Trustee shall give public <br />notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, <br />without demand on Borrawer, shall sell the Property at public auction to the highest bidder <br />at the time and place and under the terms deisgnated in the notice of sale in one or more <br />parcels and in any order Trustee determines. Trastee may pastpone sale oF all or any <br />�B�SKt� -- Single Family -- Fannie MaelPY�eddie Mec UNIFORM IN5TRUMENT Form 3028 1101 <br />GCC - G3028-16 (09/Ol) (Page 16 of 19) Ynitials: <br />