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201008521
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Last modified
11/15/2010 4:06:47 PM
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11/15/2010 4:06:46 PM
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DEEDS
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201008521
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2oioos5�i <br />14, Loan Charges. Lender rnay charge Borrower fees for services performed in <br />connection with Borrower's default, for the purpose of protecting Lender's interest in the <br />Property and rights under this $ecurity Instrument, including, but not limited to, attorneys' fees, <br />property inspection and valuation fees. Tn regard to any other fees, the absence of express <br />authority in this Security Instrument to charge a specific fee to Borrower shall not be construed <br />as a prohibition an the charging of such fee. Lender may not charge fees that are expressly <br />prohibited by this Security Instrument or by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally <br />interpreted so that Che interest or other loan charges collected or to be collected in connection <br />with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the <br />arnount necessary to reduce the charge to the permitted limit; and (b) any sums already collected <br />from Borrower which exceeded permitted limits will be refunded to Borrower. I,ender may <br />choose to make this refund by reducing the principal owed under the Note or by making a direct <br />payment to Barrower. If a refund reduces principal, the reduction will be treated as a partial <br />prepayment without any prepayment charge (whether or not a prepayment charge is provided for <br />under the Note). Borrower's acceptance of any such refund made by direct payrnent to <br />Borrower will constitute a waiver of any right of action Borrower might have arising out of such <br />overcharge. <br />15. Notices. All Notices given by Borrower or Lender in cannection with this <br />Security Instrument must be in writing. Any notice to Borrower in connection with this Security <br />Instrument shall be deemed to have been given to Borrower when rnailed by first class mail or <br />when actually delivered to Borrower's notice address if sent by other means. Notice to any one <br />Borrower sha11 constitute notice to all Borrowers unless Applicable Law expressly requires <br />otherwise. The notice address shall be the Property Address unless Borrower has designated a <br />substitute notice address by natice to Lender. Borrower shall promptly notify Lender of <br />Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change <br />of address, then Borrower shall only report a change of address through that specified <br />procedure. There rnay be only one designated notice address under this Security Instrument at <br />any one time. Any notice to Lender shall be given by delivering it or by mailing it by first <br />class mail to Lender's address stated herein unless Lender has designated another address by <br />notice to Borrower. Any notice in connection with this Security Instrurnent shall not be deemed <br />to have been given to Lender until actually received by Lender. If any notice required by this <br />Security Instrument is also required under Applicable Law, the Applicable Law requirement will <br />satisfy the corresponding requirement under this Security Instrument. <br />16. Govern,ing Law; Severability; Rules of Canstruction. 'T'his Security Instrument <br />shall be governed by federal law and the law of the jurisdiction in which the Property is Iocated. <br />All rights and obligations contained in this Security Instrument are subject to any requirements <br />and lirnitations of Applicable Law. Applicable Law might explicitly or implicitly allow the <br />parties to agree by contract ar it might be silent, but such silence shall not be construed as a <br />NEBRASKA -- Single Faznily -- Pannie Mae![heddie Mac UNIFORM INSTItUMENT Form 3028 1/0 <br />GCC - G3028-13 (09/Ol) (Page 13 of 19) Tnitials: ^ <br />
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