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2Q100851G 9. Protection of Lendcr's Interest in thc Property and Rights Under this Security Instrument. If (a) Bc�rraw�r fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Properiy and/or rights under this Security Instrumenl (such as a proc�eding in bankruptcy, pz'abate, fpr condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then L.ender may do and pay for whatever is reasonable or appropriate to protecl Lendcr's intcrest in khe Property and rights under this Se.curity Tnstrument, including protecting and/or assessing the valuc oP the Prnperty, and s�curing and/ar r�pairing the Property. L,ender's actions can include, but are not liniited to: (a) paying any sums secured by a lien which has priority over this Security Tnstrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its inl�rest in th� Frap�rty and/Ur rights under this Security Instrurnent, including its secured positian in a bankruptcy proceeding. Securing the Prop�rty includes, but is not limit�d to, entering the Property to make repairs, chang� locks, replacC ar haard up daars and windows, drain wate.r from pipes, eliminate building or oCher code vialatians or dangcrous conditions, ana have utiliti�s turne.d on or off. Allhaugh Lender may take action under this Section 9, L,ender does not have to do so and is not under any duty or obligation to do so. It is agreed that I,ender incurs no liability for not taking any or all actions authorized under this Section 9. Any amaunts disbursed by Lender under this Section 9 shall become additional debt of Borrawer secured by this Security Instrument. These amUUnls shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from I.ender to Borrower requesting payrnent. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions af the lc:ase. If Borrawer acquires fee title to the Property, the leasehold and the fee title shall not merge unl�ss Lender agrees to the mergcr in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the T.oan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reasan, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that pr�viously pravid�d such insurance and Barrawear was required to make separately designated payments tar�vard the preariums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Tnsurance previously in effect, from an alternate mortgage insurer select�d by I.�nd�r. If subslantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount af the s�parately d�signat�d payments that were due when the insurance coverage ceased to be in effect. I.,end�r will acc�pt, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Tnsurance. Such loss reserve shall be non-refundable, notwilhstanding the fact that the I.oan is ultimately paid in full, and L.ender shall not be required ta pay Borrower any interest or earnir►gs on such lr�ss r�s�rve. I�ender �;an no langcr rcquire loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requir�s) provid�d by an insurer selected by L�nder again becomes available, is obtained, and Lender requires separately desigrwtGd payments toward the premiums far Mart�ag� Insurance. If I�end�r r�quired Mortgage Insurance as a cpndition of making the Loan and Barrnwer was required lo make separately designated payments toward the premiums fcir Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lend�r's requirement for Mortgage Insurance ends in accordance with any written agr��ment between Borrower and Lender providing far such termination or until t�rminakion is required by Applicable T.aw. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Nate. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) far c�rtain lasses it may incur if Borrow�:r docs not repay the Loan as agreed. Borrower is not a party to the Martga�c Insurance. Mortgage insurers evaluate their tatal risk on all such insurance in force from tinie to time, and may enter into agreements with other parties that share or modify thsir risk, or r�ducc lc�sses. These agreements are on terms and conditions that are satisfactory to the mortgage insur�r and th� atlx�r party (or parties) to these agreements, These agreernents may require the mortgage insurer to make payments using any source of' funds that the mortgage insurer may hav� availablc (which may include funds obtained frorn Markgage In.surance premiums). NEBRASKA - Single Family - Fannie Mas/Freddie Mac UNIFdRM INSTRUMENT �-BIN�1 �osi i� Page 8 af 1 B Initials: F'orm 3028 1I0'I