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201008516 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Barrower: (a) agrees in writing to khe payruent of the obligation secured by the lien in a manner acceptable Go Lender, but only so long as I3orrower is performin$ such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of th�. lien while thase prc�ce�dings ar� p�nding, but only until such pruce�dings are concluded; or (c) secures from th� holder af the li�n an agreemcnt satisfactory to I,ender subordinating the lien to this Security Instrument. If I..ender deterrnines ttxat any part af the Property is subject ta a lien which can attain priority Uv�r this S�c:urity Instrument, Lender may giv� Borrow�r a notice identifying lt�e lien. Within 10 days of thc: dat� on whit.h that nc�tic� is giv�n, Borrowcr shall satisfy the lien or take onc or more of the actions sct farih abc�ve in this Sectian 4. Lender may require Bc�rrawer ta pay a on�-time charg� far a rcal �state tax verification and/or r�pariing serviG� uscd by I.ender in connection with this I,c�an. S. Property Insurance, Borrower shall keep the improvements now existing ar hereaftsr �r��te.d on the Property insured against loss by fire, hazards included within the term "extended coverage," and any otlier hazards including, but not limited to, earthquakes and floods, for which Lender requires insuranc;�. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What T.ender requires pursuant to the preceding sentences can change during the term of the �.oan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. T.ender may require Borrower to pay, in connection with this I,oan, either: (a) a one-time charge for tlood zone determination, certification and tracking services; or (b) a one-time charge for flood zone deterinination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. $orrower shall also be responsible for the payment of any fees impascd by thc Federal Emergency Management Agency in connection with the review a� any flaad zone determination resulting fram an objection by Borrowcr. If Borrower fails to maintain any of the coverages described abov�, L,ender may oblain insurance coverage, at Lender's option and Borrower's expense. I.ender is under no obligation to pur�hasr. any particular type or amount of coverage. 1`herefore, such coverage shall cover Lender, but might ar might not protect Borrower, Borrower's equity in the Property, or the contents of the Praperiy, against any risk, hazard or liability and might provide greater or lssser caverag� than was pr�viously in effect. Borrower acknawledg�s thai the cast af the ir�suranc� cov�rage so obtained might significantly exceed the cost of insuranc:e that Borrow�r could hav� obtained. Any amounts disbursed by T.ender under this Section 5 shall become additional debt af Barraw�r s�cured by this Security Instrument. These amounts shall bear interest at the Nate rat� from the date of disbursement anc� shall bc payahle, with such interest, upon notice from L.ender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subjec;t ta Ia�ndcr's right to disapprove such policies, shall include a standard rnortgage clause, and shall name l,�ndc:r as mortgagee and/or as an additional loss payee. T.�nder shall have the right to hold the policies and r�n�wal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid prerniums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by I,�nd�r, For damage to, or destructivn of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In th� r.vc:nt of lass, Barrawer shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Barrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying ir►�ixrance was rcquired by Lender, 5narr be applied to restoration or repair of the Property, if tkA� restnratian or repair is economically feasible and T.ender's security is not lessened. During such repair and restarati��n period, Lender shall have the right to hold such insurance proceeds until L.ender has had an ppportunity ta ins�ect such Property to ensure the NEBRASKA - Sin�le Family - Fannie Mae/Freddie Mac UNIFORM IN57'RUMENT �-BINE) �va� i� Papc 6 af 15 ��it�a�s: Fo►m 3028 9/09