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201008481 9. Protectton oP I.ender's Interest in the Property and Righ� Under this Security Instrumr.nt. If (a) Borrower fails to perform the covenants and agreements contained in this Se�urity Instrument, (b) there is a legal prpc�ding that maght signi�cantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a procceding in banl�ruptcy, Probate, for condet�matian or forfeiture, fnr enfarcement of a lie� which may attain priprity over tlus Security Instnunent or to enfaroe laws ar regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appmpriate to prot�t I.ender's interest in tt� Property and rights under this 5ecurity Instrument, including protecting and/or assessing the value of the Properiy, and securing and/or repaining the Property. Lender's adions catx include, but are not limited to: (a) paying any sums s�ure� by a lien which has priority o'ver this Security Instrument; (b) aPpear�nS in court; and (c) paying reasonable atto�rneys' fees to protect its interest in the Property and/or rights under this Security Ins�t, including its secure�i position in a banlrtuptcy pror,t�ing. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate buildiing or other code violations or dangerous conditions, and have utilities turned on or off. Although Le�der may tak�e action under this Section 9, Leander does nat laave to da so and is not under any duty or obligatian to do so. It is agreed that L.ender incurs no liability for not talring any or a11 actions auttwrize� under this Sect�on 9. Any ampunts disbux�sed by I.ender under this Section 9 shall become additianal debt af Borrower secured by this Security Xnstrurnent. lfiese arnounts shall bear interest at the Note rate faram the date of disbursement and shall be payable, with such interest, upon nodce firom I,ender to Borrower requesting pay �If this Security lnstnunent is on a leasehold, &�rrower ahall camply with all the provisions of t�e lease. If Borrower acquixes fee title w the Property, the leasehold and the fee tide shall �t merge unless Le�der agr�s w the merger in writing. 10. Mortgage Insurance. If Lender required Mo�tgagc Insurance as s co�lition of making the Loan, Honower shall pay t�,e premiu�a require� W maintain the Mortgage Insurance in effect. If, far any reason, the Martgage Insurat�ce coverage required by Lender ccases to � available firom the u�ortgage insurer that previously provided such insurance and Borrower was required to mak� separately designated payments taward the premiuma for Mortgage Insw�ance, Horrower shall pay the preiniums require� to obtain coverage substa�atially equivalent w the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Bornower of the Mortgagc Insurance previously in effect, from an altemate mortgage insurer selecte� by Lender. If substantially equivalent Mortgage Insurance caverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payYnents that were due when the inc�iranrr cc�verage eeased to be in effect. I.�der will accept, use and reaain these payments as a non-refundable lass r�serve in licu of Mortgage Insuraace. Stich loss reserve shall be �n-refundable, notwithstanding the fact that the Loan ia ulti�matcly paid in fttll, and Le�ader shall not be required W pay Borrower any interest or eamings oa such loss reserve. L.�nder can no longer r�quire loss reserve payments if Mortgage Insuran�ce coverage (in the anaount and for the period that L�ndcr requir�.�) provided by an ins�u�er sele�ted by Lender again becornc.s available, is obtaiu�ed, and Lsnder requires separacely desi�nated payments Wward the premiums for Mortgage Insurancc. If I.�nder required Mortgage Ins�u�ance as a condidon of making the I.oan and Horrowsr was required to make separazely designated payments toward the premiu�na fur Mortgagc Insurance, Borrowcr shall pay the prcmiwn,s required w maintain Mortgage Insurance in effea� ar to provide a non-refiunciable loss reserve, until Lender's requirem��it for Mortgage Insurance e�ds in acco�rdanc� with any written agreement between Horrower an�i Lendar providing for such tennination or tuitil tennu�tion is raquired by Applicable Law. Nothing in this Section 10 affe�ts Bormwer's obligation to pay iunterest at the rate provided in the Note. Mortgage Insurance reimburses L.�dcr (or any entiry that purcha�gca tlae Note) for certain lasses it may incur if Borrower does not repay the I,oan as agreed. Borrower is not a party to the Mortgage Tnsurance. Mortgage insurers evaluate their total risk on all such insurancc in forroe from time to ti.�a�c, and may canter into agreez�nts with other partiea that share or m�odify t�beir risk, or reduce lasses. These a$reemen�ts are on terms and �onditions that are s�tisfactory to the mongage insuzer and the other pariy (or parties) to these agreem�nts. These agreements may require the mortgage insurer to make payments using any source of fur�ds that the mortgage insuret nqay have available (which may include £umcis obtainod from Mortgage Insuraace pa�emiums). NEBRASKA - Single Family - Fannie Mas/Fraddis Mec UNIFORM IHSTRUMENT �-B�NE) �oa++► Peps e m i6 inK+aia:� Fonn 3028 1/01