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2 0100846� <br />(C� "Lender" is U. 5. Hank N. A. <br />Lender is a National Aasociatipn <br />organized and existing under t�s laws of <br />Lender's addreas is 4801 Frederica <br />'1'rie IInit�ed 8tates Of Atnerica <br />Street, (?�rensbora, K]f 42301 <br />(D)'Trustee" is �r. Thomas z.ocher <br />2002 Douglas Street, 200 7kie Omaha Club, Omaha, N� 68102 <br />(E) "MERS" is Mortgage Elec�onic Registration Systems, Inc. MERS is a separate carporation that is <br />acting solely as a narninee for Lender and Lender's successors and assigns. MERS is the bene�dary <br />under thi� Security Tnstrument. MERS is organizexi and existing under the laws of Delaware, and has an <br />address and telephone number of P.O. Sox 2026, Flint, MI 4$501-2026, tel. (888) 679-MERS. <br />(k�'Note" means t}ae promissory note signed by Horrower and dated 11/10/2010 . <br />The Note states that Borrower ovves Lender Fifty-�ight T'housand and 00/1QAths <br />Dollars <br />(iJ. S. $ 58 , 000 . 00 ) plus interest. Borrower }�as promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than Drce:aber 01, 204Q . <br />(G) "Property" mean,s the property that is described below under the heading "Transfer of Rights in the <br />Property. �� <br />(1� "Loan" means the debt evidenced by the Note, plus interest, any �rrepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" rneans all Riders to this Security Instrurnent that are executed by Borrower. The following <br />Ri.ders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider � Condorninium Ridear � Second Home Rider <br />0 Balloon Rider 0 Planned Unit Developrnent Rrder [7 1-4 Family Rider <br />0 VA Rider 0 Biweekly Paymenx Rider [� Other(s) [specify] <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and arders (that have the effect of law) as well as a1l applicable final, <br />non-appealable judicial apinions. <br />([� "Community Assaciation Dues, Fees, and Assessmenta" rneans all dues, fees, assessments and other <br />charges ihat are imposed on Borrower or the Propecty by a condominiurn association, hameowners <br />association or similar organization. <br />(L) '�lectronic F�nds Transier" means any transfer of funds, �ther than a�ansaction originated by <br />check, draft, ar sirnilar paper instrument, which ia itiitiated through an �lectronic tenminal, telephonic <br />ins�ument, computer, or rnagnetic tape so as tn order, instruct, or authorize a financial institution to debit <br />or credit an account. Such terni includes, but is not lirnited to, point-of-sala transfers, autornate�i teller <br />machine trm�sactions, transfers initiated by telephone, wire transfers, and automatad clearinghouse <br />transfers. <br />(1Vn "Escrow Items" xneans those items that are described in Section 3. <br />(1� '2Vllscellaneous Proceeds" rneans any compensation, settlement, award of damages, or proceads paid <br />by any third party (other than insurance praceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or ot�ec taking of all or any pazt of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepcesentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nanpayment of, ox default on, <br />the Loati. <br />220006$229 D V6ANE <br />NEBRASKA - Single Family - Fannla Mae/Freddle Mac UNIFORM INSTRUMETI7 WIT <br />�-BA(NE� �oaio� Pags 2 af 16 i�it�aia: � Form 3028 11D1 <br />c� <br />