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2oioog4�c <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />NOT�CE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT . <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this5th day <br />of N o v e m b e r 2 010 , and is incorporated into and shall be deemed to amend <br />and supplement the Mortgage, Dced of Trust or Deed to Secure Debt (herein "Security Instrument") dated <br />of even date herewith, given by the undersigned (herein "Borrower") to secure Borrower's Note to <br />Home Federal Savings and Loan Assn of Grand Island <br />(herein "Lender") and covering the Property described in the Security Instt'unr►ent and located at <br />107 W 12th St <br />Grand Island, NE 68801 <br />[Froperty Addressj <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured h�reby be guazanteed or insured under Title 38, United States Code, such Title <br />and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br />liabilities of Borrower and I.ender. Any pravisions of the Security Instrument or other instnunents <br />executed in connection with said indebtedness which are inconsistent with said Title or Regulations, <br />including, but not lixnited to, the provisian for payment af any sum in connection with prepayrnent of the <br />secured indebtedness and the provision that the Lender may accelerate payrnent of the secured indebtedness <br />pursuant to Covenant 1$ of the Security Instrument, are hereby amended nr negated to the extent necessary <br />to c�nform such instaruments to said Title or Regulations. <br />MULTISTATE VA GUARAN7EED LOAN AND ASSUMPTION POLICY RIDER <br />�-538R (0301) 1/03 <br />� <br />Page 1 of 3 Initials: <br />VMP MORTGAGE FORMS - (800)521-7291 <br />..� "�. � � , � � A . � � <br />� b y .� �. <br />� <br />♦ <br />�1 <br />