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<br />Barrower shall prornptly discharge any lien which has priority over this Security Instrument unless
<br />Borrawer: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable
<br />to Lender, but only so long as Barrower is perfarming such agreernent; (b) contests the lien in good faith
<br />by, ar defends against enforcement af the lien in, legal proceedings which in Lender's opinion operate to
<br />prevent the enfarcement af the lien while those proceedings are pending, but only until such proceedings
<br />are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating
<br />the lien to this Security Instrurnent. If Lender determines that any part of the Property is subject to a lien
<br />which can attain priority over this 5ecurity Instrurnent, Lender may give Borrower a notice identifying the
<br />lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or
<br />rnore of the actions set forth above in this Section 4.
<br />Lender may require Borrower to pay a one-time charge for a real estate tarc veri�cation and/or
<br />reporting service used by Lender in connection with this Loan.
<br />5. Property Insurance. Borrower shall keep the improvernents now existing or hereafter erected on
<br />the Property insured against loss by fire, hazards included within the term "extended coverage," and any
<br />other haza�'ds iancluding, but not litnited to, earthquakes an,d floods, for which Lender requires insurance.
<br />This insurance sha11 be maintained in the amounts (including deductible levels) and for the periods that
<br />Lender requires. What I.ender requires pursuant to the preceding sentences can change during the term of
<br />the Loan. The insurance carrier providing the insurance shall be chosen by Boarrower subjcct to l.ender's
<br />right to disapprove Borrower's choice, which right shall not be exercised unreasonably. L.ender may
<br />require Borrower to pay, in connection with this Loan, either: (a) a one-tirne charge for flood zone
<br />determination, certi�cation and tracking services; ar (b) a one-time charge for flood zone determination
<br />and certification services and subsequent charges each time remappings or similar changes occur which
<br />reasonably mighc affect such determination or certification. Borrower shall also be responsible for the
<br />payment of any fees imposed by the Federal Emergency Management Agency in connection with the
<br />review of any tlood zone determination resulting from an objection by Borrower,
<br />If Borrower fails to maintaan any of the coverages described abave, Lender may obtain insurance
<br />coverage, at Lender's option and Borrower's expense. Lender is under no obligatian to purchase any
<br />particular type or amount of coverage. Therefore, such coverage shall cover L.ender, but might or might
<br />not protect Borrower, Borrower's equity in the Property, or the contents of the Property, agaanst any risk,
<br />hazard or liability and rnight provide greater or lesser coverage than was previously in effect. Borrower
<br />aclrnowledges that the cost of the insurance coverage so obtained rnight significantly exceed the cost of
<br />insurance that Borrower could have obtained. Any arnounts disbursed by Lender under this Section 5 shall
<br />becorne additional debt of Borrower secured by this Security Instrument. These amounts shall bear intearesc
<br />at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from
<br />Lender to Borrower requesting payrnent.
<br />All insurance policies required by Lender and renewals of such policies shall be subject to Lender's
<br />right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as
<br />mortgagee ar�,d/or as an additional loss payee. I.ender shall have the right to hald the policies and renewal
<br />certificates. If Lender requires, Borrower sha11 promptly give to Lender a11 reccipts of paid premiums and
<br />renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender,
<br />for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and
<br />shall name Lender as mortgagee and/or as an additional loss payee.
<br />In the event of loss, Borrower shall give prornpt notice to the insurance cararier and I.ender, I.ender
<br />may make proof of loss if not rnade promptly by Borrower. Unless I.,ender and Borrawer otherwise agree
<br />in writing, any insurance proceeds, whether or not the underlying insurance was required by I.ender, sh�ll
<br />be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and
<br />Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to
<br />hold such insurance proceeds nntil L,ender has had an oppartunity to inspect such Property to ensure the
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<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM IIVSTRUMENT
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