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��i0ag4�� (0) "Feriodic Payment" means the regularly schcduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Inscrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they rnight be amended from time to time, or any additional or successor legislation or regulation that govems the same subject matter. As used in this Security Instrument, "RESPA" ref�rs to all requirements and restrictions that are imposed in regard to a"federally related rnortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA, (� "Successar in Interest of Borrower" means any party that has taken title to the Property, whether pr not that party has assumed Barrower's obligations under the Note ar�d/or this Security Tnstrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayrnent of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Barrower's covenants and agreernents under this Security Instrurnent and the Note. For this purpose, Borrawer inevpcably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County pf Hall . [Type of Recording Jurisdicuon] [Name of Recording Jurisdiction] Lot Thirty-Two (32), Jeffrey aaks �ighth Subdivision, in the City of Grand Island, Hall County, Nebraska. Parcel ID Number: 40U398613 4140 Norseman Ave Grand Island ("Property Address"): which cunently has the address af [Street] [ciry], Nebraska 6$803 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the prop�rty, and all easernents, appurtenances, and �xtures now or hereafter a part of the pxoperty. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrawer warrants and will defend generally the title to the Property against all clairas and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mpc UNIFQRM INSTRUMENT � � -6��) (0811) Page 3 of 15 Initials.�� Form 3028 7/07 ,�' � i �'. � .