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�o�0��3 9. Pratectian of Lender's Interest in the Property and Rights Under this Security Instruument. If (a) Borrower fails co perforn� the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Froperty and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condernnation or forfeicure, for enforcement of a lien which may attain priority over this Security Instrurnent or to enforce laws or regulatians), or (c) Borrower has abandoned the Property, then I.ender may do and pay for whatever is reasonable or appropriate ta protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lendex's actions can include, but are not limited to: (a) paying any su�ns secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this 5ecurity Instrument, including its secured pasition in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering tlae Property ta make repairs, change locks, replace or board up doors and windows, drain water frorn pipes, eliminate building or other code violatians ar dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that J..ender incurs na liability for not taking any or all actions authorized under this Sectian 9. Any amounts disbursed by Lender undex this Section 9 shall became additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate frorn the date of disbursement and sha11 be payable, with such interest, upon notice frorn Lender to Bonrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not rnerge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Iroan, Borrower sha,ll pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make separately designated payments taward the premiums for Martgage Insurance, Borrower shall pay tlxe premiums required to obtain coverage substantially equivalent ta the Mortgage Insurance previously in effect, at a cost substantially equivalent to che cost to Borrower of the Mortgage Insurance previously in effect, from an a,lternate mortgage insurer selected by L,Qnder. If substancially eqnivalent Mortgage Insurance coverage is not available, Borrower shall cantinue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and I.ender shall not be required to pay Borrower any interest or earnings pn such loss reserve. L,Qnder can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiurns for Mortgage Insurance. If I.ender required Mortgage Insurance as a condition of making the I.oan and Borrower was required to make separately designated payrnents toward the premiums for Mortgage Insurance, Barrower shall pay the premiums required to maintain Mortgage Tnsurance in effect, or to provide a non-refundable lass reserve, until L,�nder's requirernent for Mortgage Insurance ends in accardance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's abligatipn to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain lasses it rnay incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such insurance in force frorn tirne to time, and may enter into agreements with other parties that share or modify Cheir risk, or reduce lasses. These agreements are on terms and conditions that are satisfactory to the rnortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source pf funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance pre�aiuzns). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UfVIFQRM IN57RU11fIENT �-B�NE) laat t 1 Pape 8 of 15 in�t�ais: Form 3025 7109 � � / �. S � � �� ` .. i ' + � . � r