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2o�oos4si (0) "Periodic Payment" means the regularly scheduled arnount due far (i) principal and interest under the Note, plus (ii) ar►y amaunts under Section 3 of this Security Instrument. (P) "RESPA" rneans the Real Estate Settlement Procedures Act (12 U.S.C. Sectian 2641 et seq.) and its implernenting regulation, Regulation X(24 C.F.R. Part 3500), as they might be annended frozn time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrurraent, "RESPA" refers to all requirements and restrictions that are iznposed in regard to a"federally related mortgage loan" eve:n if the Loan does not qualify as a"federally related rnortgage loan" under RESPA. (Q) "Successor in Interest oF Borrower" means any party that has taken title to the Property, whether or not Chat party has assumed Borrower's obligations under the Note and/ar this Security Instrument. TRANSFER OF RTGHTS TN THE PROPERTY This Security Tnstrument secures to �.ender: (i) the repayznent of the J.oan, and all renewals, extensions and modifications of the Note; and (ii) the perforn�ance of Borrower's covenants an�d agreennents under this Security Instrument and the Note. For this purpose, Borrowex ircevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type pf Recording ]urisdiction] [Name of Recording Jurisdiction] Lot Four (4), Island Acres No. 9, an Addition to the City of Grand Island, Hall County, Nebraska. Parcel ID Nurnber: 400�49473 1522 N Hancock Ave Grand Island ("Property Address"): which currently has the address of [Street] tcrty�, Nebraska 68803 [Zip Code] TOGETHER WITH all the irnprovements now ar hereafter erected on the property, and all easements, appurtenances, and £ixtures now or hereafter a part af the praperty. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property. " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveye� and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of recard. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject ta any encurnbrances of re�ard. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT q + �-6�NE) rost t1 Page 3 of 15 in�c�ais: I Vl L 1� Form 3028 7/07 � ... � '� F q : � ° � ,� :� �� . d