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2oioog451 <br />(C) "L,ender" is Great �asterr� Ba�nk <br />Lender is a Comiaercial Bank <br />organi7ed and existing under the laws af THE �TATE QF SQUTH DAKQTA <br />Lender's address is 1235 N STREET LINCOIN NE 68508— <br />L,ender is the beneficiary under this S�curity Instrum�nt. <br />(D) "Trustee" is Great Weatern Bank <br />(E) "Note" means the promissory note signed by Borrower and dated November Q5, 2Q�.Q . <br />The Note states that Borrower pwes Lender SEVENTY FOUR THpUSAND FIVE HUNDRED AND <br />QO/10q Dollars <br />(U.S. $ 74 , 500 . 00 ) plus intcr�;st. Aorrower has promised to pay this debt in regular Feriodic <br />Payments and to pay the debt in full not later than Deeember 1, 2025 . <br />(F) 'Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />duc u►ldcr the Note, and all sums due under this Security Tnstrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The follawing <br />Riders arc to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider [] Condominium Rider 0 Second Home Rider <br />0 Balloon Rider ❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br />0 VA Rider ❑ Biweekly Payment Rider 0 Other(s) [specify] <br />(I) "Applieable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />noa�-appcalable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, Fees, asscssmcnts and other <br />charges that are imposed on Borrower or the Property by a c�naominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfcr of funds, other than a transaction originated by <br />cheek, draft, or similar paper instrument, which is initiat�d kh.rough an clectronic terminal, telephonic <br />instrument, computcr, or magnetic tape so as to orde:r, instruct, or authorize a financial institution to debit <br />or credit an account. 5uch term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephane, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Fscrow Items" means those items that are describcd in Section 3. <br />(M) "Miscellaneous Proceeds" means any eompensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the covc:ra�;es described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) eonderni�atian or c>ther takin�; of all or any part of the <br />Property; (iii) eonveyance in lieu of condemnation; or (iv) misrepresentatians c�f, c�r omissions as to, the <br />value and/or condition of the Froperty. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nanpayment af, ar default on, <br />the Loxn. <br />l�, 1111056206 <br />Initials: �K� <br />�-6(NE) �ono��.o2 P�e 2 of 15 FOf11'1 �Q,�$ �/Qi <br />� <br />