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� <br />2o1oas45o <br />NON-LJNIFORM_,_COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to $cceleration following <br />Barrower's breach of any coven$nt or agreement 'rn this Security Instrument (but not prior to <br />acceleration under Section 1$ unless Applicable Law provides otherwise). The notice shall specify: (a) the <br />default; (b) the actian required to cure the default; (c) a date, not less th$n 30 days from the date the <br />notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default <br />on or before the date speci�ed in the notice may result in acceleration of the sums secured by this <br />Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to <br />reinstate after secelerat'ron and the right to bring a court action to assert the non-existence of a default or <br />any ather defense of Borrower to $cceleration and sale. If the def$ult is not cured on or before the date <br />speci�ed in the notice, Lender at its aption may require immediate payment in full of all sums secured <br />by this Security lnstrument without further demand and may invoke the power of sale and any other <br />remedies permitted by Applicable I.aw. Lender shall be entitled to collect all expenses incurred in <br />pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' <br />fees and costs of title evidence. <br />If the power af sale is invaked, Trustee shall record a notice of default in each county in which any <br />part of the Property is located and shall mail copies of such notice in the manner prescribed by <br />Applicable Law to Sorrower and to the other persons prescribed by Applicable Law. After the time <br />reqaired by Applicable Law, Trustee shall give public notice of sale to the persons and in the manner <br />prescribed by Applicable Law. Trustee, without demand on Borrower, shall sell the Property at public <br />auction to the highest bidder at the time and place and under the terms designated in the notice of sale in <br />one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel <br />of the Property by public announcement at the time and place of any previously scheduled sale. Lender <br />or its designee may purchase the Property at any sale. <br />Upon receipt af payrnent of the price bid, Trustee shall deliver to the purchaser Trustee's deed <br />conveying the Property. The recitals in the Trustee's deed shall be prima f�cie evidence of the truth of <br />the statements made therein. Trustee shall apply the proceeds of the sale in the followang order: (a) to all <br />casts and expenses pf exerc'rs'rng the power of sale, and the sale, including the �ayment of the Trustee's <br />fees actually incurred and reasonable attorneys' t'ees as permitted by Applicable Law; (b) to all snms <br />seeured by this Security Instrument; and (c) any excess to the �erson or persons legally entitled ta it. <br />23. Reconveyance. Upan payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Sccurity Instrument and all notes evidencing debt <br />secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the <br />person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may <br />charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party <br />(such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Truste� appointed haraunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Froperty, the successor trustee shall succeed to all <br />the title, power and duties conferred upon Trustee hcrein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Froperty Address. <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 Page12 of 13 Initials: _ <br />