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2010Q8447 4. Prote�an of Le�cl�r'e Inte�t in the Prope�y and Rights Undar tbi� Secu�rity Lastruum�t. If (a) Borrower f�ils to perfo�n the covenants and agreeunents contained in this Security Inatrurnent, (b) there is a legal proc�eding that might significantly affect L,ender's interest in the Property and/or rights under this Security Instrument (suah as s pmc�eding in bankruptcy prabate, for �ndemnation or fnrfeiture, for enforcem�nt of a lien which may attain priority over ttus Security InshvmEnt or to enforce laws or regulations), or (c) Borrower has abandoned tt�e Property, then Lender may do and pay for whatever is reasonable or appropriate ta pmtect L,en�dei°s interest in the Property and righLs under this Security Instrument, including protecting and/or assessing ttie value of the Property, and securing and/or repairing the Praperty. Lender's actions r.an include, but are not limited ta: (a) payit� any sums secured by a lien which has priority over this Security Instruinent; (b) aPpearing in caurt; and (c) paying reasonable attorn�eys' f�es to protect its interest in the Property and/ar rights undet this Security Instrurnent, including its s�cured position in a bankruptcy p�ing. Securing the Property includca, but is not licnited to, �r�tering tl�e Pmperty to malre repairs, change lacks, replace or board up doors and windows, drain water frnm pipes, eli�unate building or other cvde violations or dangerous conditions, and have utilities turned on or off. Although �.�ender naay tak�e action ttnder this 5eetion 9, Lend�r does a�t have to do so anci is not under any duty or abligation to do so. It is agreed that L�ender incurs no lisbility for not talcing any or all actions authorizcd under this Sectian 9. Aaay amaunts disbursed by Lender under this 5ectian 9 shall l�cnme a�dditional debt of Horrnwer secured by this Security Insprument. These amounts shall bear intere�t at thc Note rate from the date of disbuis�t and shall be payable, with sucJ� intereat, upon notice from I.ender to Borrower re4uestin$ PaY � # this Se�,tri Inst�t is on a leasehold Horrower shall ty , c�mply with all the provisians af the lease. If Borrower acquires fee title to thc Property, the leasehold sad the fee title shall not nnerge wnless Lcnder agrees to the ta�e�rgc�' ian, wriCing. 10. Mortgage L�surpwoe. If L�nd�r required Mortgage Insurance as a candition of making the Laan, Borrowear �hall pay the premiuma �quired W maintain the Mortgage Insurances in effect. If, for any reasan, the Mortgage Insw�ance covcrage required by I.ender oeases to be available from the rr�ortgagc insurer that previously provided such inswance and Horrower was requir�d to maks scparatelY desrgnat� Paym�ts toward the pre�niwns far Mortgage Insurance, B�rrawer ahall pay the p�niums requi�d to obCain coverage s�6stantially equivalent to ths Martgage Insurance previously in effesct, at a cost substantially equivalent tti the cost ta Borrowor af the Mortgage Insurance previously in offect, from an� altern�te mortgage insruer salecte� by I.ender, if substantially equivalent Mortgage Ynsurance cove�ragc is nat available, Borrower ahall cantinue ta pay to Lender the atnouint of the separately designated payments that were due when the insurazice cove�rage ceased to be in effed. I.ender will ace�t, use arnd retaim these paymer�ts as a non-rBfundable loss reserve in lie�u of Mortgage Insurance. Suah losa reserve shall be non-refun�dable, notwithstanding the fect tl�t the Y.oan is ultimately paid in fiill, a�i Lender shall not he required W pay Borrower any intere�st or carnings on such loss reserve. Lendcr can � longer require laas reserve �ayments if Mortgage Tnsurance coverage (in the amount and for the periad that L�ender requires) provided by an insurer selected by L�der again beco� available, is obtaincd, and Lendcr requir� separately designated payments toward the preimums for Martg�e I�surnnoe. If I.ender required Mortgage Inaurance as a con�dition of making the Loan and Borrowcr was required to mal�e separately designated payrnents toward the premiums for Mortgage Insiu'ance, Borrc�wcr sb�all pay the preiniwns required tv rmaintain Mortgage Insurancc in effect� or w provide a non�refiuldable loss reserve, until L,ender's requ�t far Mort$age I�ance enda in accordance with any written agr�nt t�twe�n Barrower and L�rler providing for such temaination or until tsnnination is r�uired by Applicable Law. Nothi�g in this Section 10 affects Bormwer's obligation to pay �t at the rate providod in t� Noto. Mortgage Insurancc reimburses L,e�der (or aay entity that purchases th� NotB) for certain losses it may inGUr if Borrowar daes tnot repay the L,oan as agrced. Borrower is not a party to the Mortgage Insurya�nce. Mortgag� insurers �valuate their total risk on all such insutance in force from time to time, az�d may ea�ter into agr�ts with ott�r partiea that sh�ne or madify their risk, or �soduce losses. '�e�ee agre�ents are an terms and conditions that are satisfactory tn the mortgage insurer an�d the other PartY (or parties) ta these agreea�ents. These agr�nents naay require thes moRgage insur�r to make paym�aats using any source of funda that the �rtgag�s insurcr m�y have available (which may include funds obtained from Mortgage It�surance premiums). NEBRASKA - Single Family - Fuu� MadFrod� Mac IJNIFORM M�7RUMENT �-B�N�) roe � u �s a�r � e� iniwr: Fnnn 5028 1/01