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201008402 VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHQRIZED AGENT. THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this Sth day of Navember, 2010 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed af Trust or Deed to Secure Debt (herein "Security Instrument") dated of even date herewith, given by the undersigned (herein "Borrower") ta secure Borrower's Nate to Cit�.l�tartgage, Inc. (herein "Lender") and covering the Property described in the Security Instrument and located at 4057 W CAPITAL AVE, C3RAND IS, NE b8803-1117 [Property Address] VA GUARANTEED LOAN COVENANT: In addition ta the covenants and agreements made in the Security Instrument, Borrower and Lend�r further covenant and agree as follows: If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title and Regulations issued thereunder and in �ffect on the date hereof shall govern the rights, duties and liabilities of Borrower and Lender. Any pravisions of the Security Instrument or other instruments executed in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness and the provision that the Lender may accelerate payment af the secured indebtedness pursuant to Covenant 9 8 af the Security Instrument, are hereby amended or negated to the extent necessary to conform such instruments to said Title or Regulations. 001122236652 Ml1LTISTATE VA GUARANT� LOAN AND ASSUMPTION POLICY WD9� Wolters Kluwer Financial Services P ge o 38R (�40 Init��ials:�L�YLL�� I I��I�II IIIIII III IIIIII IIII I�II IIII �, CitiMortgage 3.2.42,07 Vll