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2oiuos394 <br />acceleration has occurred, reinstate as provided in 5ection 19, by causing the action or proceeding to be <br />dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Praperty or other material <br />irnpairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of <br />any awazd or claim for damages that aze attributable to the impairment af I.ender's interest in tlie Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Sarrawer Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or modi�cation of amortizatian of the sums secured by this Security Instrument granted by Lender <br />to Borrower or any Successor in Interesc of Borrower shall nat operate to release the liability of Borrower <br />or any Successors �n Interest of Borrower. I.ender shall not be required to commence proceedmgs against <br />any Successor in Interest of Borrower or to refuse to extend time fpr payrnent or otherwise modify <br />amortization of the surns secured by this Security Instrument by reason of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or <br />remedy inclnding, without limitatian, Lender's acceptance of payrnents from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that Borrower's obligations and liability shall be joint and several, However, any Borrower who <br />co-signs this Security Instnunent but does not execute the Note (a "co-signer"): (a) is co-signing this <br />Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security <br />Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or <br />make any accommodations with regard to tlte terms af this Security Instrument or the Note without the <br />co-signer's consent. <br />Subject to the provisians of Sectian 18, any Successor in Interest of Borrower wha assumes <br />Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain <br />all of Borrower's rights and bene�its under this Security Instrument. Borrower shall noc be areleased from <br />Barrower's obligations and liability under this Security Instrument unless Lender agrees to such release in <br />writing. "I'he covenants and agreements of this Security Instrument shall bind (except as provided in <br />Section 20) and benefit the successors and assigns of Lender. <br />14. Loan Charges. L.ender may charge Borrower fees for services performed in connection with <br />Borrower's default, for the purpose of protecting I.ender's interest in the Property and rights under this <br />Security Instrurnent, including, but not limited to, attorneys' fees, property inspection and valuation fees. <br />In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific <br />fee to Bonrower shall not be cpnstrued as a prohibition on the charging of such fee. Lender may not charge <br />fees that are expressly prohibited by this Security Instrument or by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be callected in connection with the Loan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted <br />limits will be refunded to Borrower. L,�nder may choose to make this refund by reducing the principal <br />owed under the Note or by maki�ng a direct payment to Borrower. If a refund reduces principal, the <br />reducCion will be treated as a partial prepayment without any prepayment charge (whether or not a <br />pxepayraent charge is provided for under the Note). Borrower's accepCance af any such refund rnade by <br />direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Barrawer or Lender in connection witb this Security Instrurnent <br />rnust be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to <br />have been given to Borrower when mailed by �rst class mail or when actually delivered to Borrower's <br />notice address if sent by oth�r means. Notice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires ott�erwise. The notice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to Lcnder. Borrower shall promptly <br />notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's <br />change of address, then Borrower shall only report a change of address through that specified procedure. <br />NEeRA$KA - Single Family - Fannie Mae/Freddie Mac UNIFQRM INS7RUMENT � y <br />�-B(NE�loattl Paoe�oofi5 in�c�ais: ��V'� Form3028 7(Q1 <br />� <br />,�? ", ,'��.",) � <br />