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<br /> `.��;;;,:,�t:;��. TOOETHBR WITH ull the impn►vememx oaw�tt hereafter erected iM�he property.cmd o��cu�ement�,appunenances.
<br /> :,�a�_.�.u���1 onJ fixtures naw�r hercuiler u purt��f ihe pm�eny. All rep1ACCmcntR an�l uJditii�ns tihall uls�►Ix:cuvercd by�hix Secu�ity _
<br /> --� Inrtrumcnt. All of�he furcgoing is reFcmd tu in�his Sccu�ity lastromrnt�s�hc"Propeny:'
<br /> '°��• " .� ,t BORROWER COVBNANTS thut Borrowet iK luwfully seixcd ot'the c�tutc hcmby canvcycd and has thc rlght tu Rrunt
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<br /> -;;" `��,.;, ;::,.�•.: und convev Ihe Property nnd thut�he Property ir�unencumbercd,rxcept for enrunibrance�af record. Bonower wartnnts und
<br /> �,� '"�� will defend generally lhe�ftle ta Ihe Pmpetty aguin�t ull cluimx und demnodti,�ubjec��o any rncumbrunce�af�ecord. �
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<br /> THIS SECLIRI'1'Y INSTRUMF.NT combinea uniform covenunls fcx na�ionul use und non-uniform cavenunts wi�h
<br /> r�,�. limited vuriations by jurisdiction ta cans+thule u unil'urm wruriry ina�rumenl cuvcring reul prup�:rty. �= `__ �
<br /> � �,�,3., •.�• �-:' UNIFORM COVENANTS. Barrawer�utd Lendcr awcnunt and ngrcc us fultows:
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<br /> •'` '" " l. Payment at Princlpwl and Interest;Prepayment and l.ote Charges. Bormwer shull prompdy pay whrn due ihe
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<br /> ,,r,. ,,�_��_ � pdncfpul af and Intere�st on�he deM cvidcnced by the Note und uny prepuyment and lutc churgea duc undcr�hc Nate. -
<br />■�^�•;,� ,,.� 2. Fbnds fat�7hxes wnd Insuronce. Subj��ct u►upplicuble law or to u writtrn wuiver by 4cnder,BoROwer�hall ps�y to _
<br /> '` '` ��"'' ' l.ender on the dny monthly payments ive du�under thc Nate,until the Nute iw puid in Pull,a sum("FunJw'1 fur. (a1 yeurly
<br /> ' � � tuxec und ossessments which may uttuin priority ov�r this Security Instn�ment as a lien on the PropeAy:lb)yeurly Ieasehold
<br /> �' Payments or ground rentg on Ihe Propeny. if uny; Ic) yeurly hazurd or property intiuranre prcmiums; (d) yeurly fluod ` �
<br />�; " insurance premiums, if uny; (el yeruly mongage insur�nce premlums, if uny; und 1� uny sumr puyuble by Barrawer to
<br /> ..,5. Lender.in accardance wilh the provision�+of paragrnph 8,in lieu of Ihe paymem af mortgagc insurance premiuma. These
<br />- - ---_-- •�--— items are culled"Esc�ow Ilrrn,.' LruJe��uuy,ul any tiuir,collect and hold Funds in an amouot not to eaceed the maximum �---- -
<br /> ••�• . nmount a lender for a fedcrally reluted mongage loun muy rcquire for Barrawer�s escrow aceount undcr the federol Rcal _
<br />:r�a: � Estate Settlement Pracedures Act of 1974 us amended from dme to time, 12 U.S.C.�2b01 rr sey.("RESPA"),unless unother ��l
<br /> IQw that npplies to the Funds sels u lesser amount. If so,Lender muy.at any time,collect und hold Funds in un s+mount not to ,.�.
<br />�;� �-•��•_'••�• �� • exceed the lesser sunount. Lender muy estimAte the umount of Funds due on Ihe basis af cument dnw and reasonable ��-�-�--- �--�
<br />�k � � ' •. estimates of expenditures of fuwre E.rc:row ltems ur otherwlse in accordance wi�h Applicnble law.
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<br />- > , � 'The Fundc shall be held in an institution whose dcposits ure insured by a federal ugency, ins�rumentuliry, or entity
<br /> 2`"� � � � includin Le n d e r,i f L e n d e r i g x u c h n n i nti t i lu tion)or in an y Federal Hams Lonn Bank. Lender shull upply Ihe Funds to pay =� , �
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<br /> tho Eccrow ltems. Lender muy not churge Borrower for hoiding und upplymg the Funds, annually annlyzing the escrow t�;,_.
<br />�."-�': ' � accaunt, or verifying the Escrow Items, unless Lender pnyx Borcawcr interest on the Funds and Applicuble law pennitx -��r;.,
<br />�� � ' " � Lender to make such a charge. However, Lender muy require Borrower�o pny n one-lime charge for un independent mn! ���;: _
<br />�„. . �. � � estate 1ax reponing servlce used by Lender in connection with thic loun,unless upplicable luw provide�otherwise. Unles,an �,,��Y,_ --
<br /> �� . agreement is made or applicable law requires interetil to be puid,Lender shull not be required to pay Barmwer any interext or ��.,Y�
<br />•r'- � , eurnings on the Funds. Borrower nnd l.ender muy agrce in writing,howcver,thut inierest shall be paid on the Funds. l.ender ���.__��;-
<br /> ' ,_,�;�: ' shall give to Borrower,without chAr�ec,nn annual uccounting of the Funds,showing credi�x nnd debits�o the Funds und�he �n;,�,��
<br />' `.. , ' - ^ • purpose for which each debit to the Funds was mude. The Funds nre led ed us�dditi�nnl secucity for nll sums secured by �-�-----
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<br /> Y:.. .:`' Ihis Security Insaument.
<br />' ', ;� y . .� . :`. If the FLnds held by Lender exceed the nmounts permitted to be held by applicable luw, Lender shall account ta �°�"- `--` .
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<br />:"�'' � • :5; Boerower for the excess Funds in accordunce with the reywrcmemc of nppiicubie iuw. ii the anwunt uf tiie Funds heid by �-_=-=_--. -_-
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<br /> ,'�;� • Lender ut any time is not�uf�denl to pay the Escrow Items when due.Lender may so notify Barrower in writing.und,in t,�;r,�f;,�.,
<br />. } such cuse Bormwer xhu11 pay �o Lender thc amount necessary to muke up�he deficiency. Borrower shAll muke up the �_,,;,�°,;�•�
<br /> deficiency in no mom thun�welve mon�hly paymen�s,ut l.ender's sole discretion. �-._�_
<br /> : '�: Upon puyment in full of all rums secured by this Security Inxtrument. Lender shull prumptly refund to Borrower any ;•
<br /> - ' �� Funds held by Lender. lf,undcr paragraph 21,Lendcr shull+�cyuire or scll thc I'ropeny,Lcnder,prior to the acquisitian or
<br /> , � sale of the Propeny,shull upply any Fbnds held by l.ender at the time of acqui.rition or sale As n credit against ihe Qums �,�• . :4`�
<br />• • i secured by�his Securiry lactrumen�. - ,�Rt� �`��
<br />• 3. Applkation of Paymenls. Unless applicuble Ivw provides otherwise, ull paymen�s received by l.ender under ----
<br /> . ' purngrnphs 1 and 2�hull be upplied:first,to uny prepuyment churges duc under the Note:second,to umounts payable under :�;_-;;:-
<br /> . , � paragraph 2;third,to interest due;fourth,ta principul due;anJ It►st,ta uny latc churges due under the No�e. ,
<br /> � • ' a 4. Charges; Liene. Borrower shall puy ull tuxes, ussessments, churges, �nes and im�x►sitions attribu�ubk to the �W��_=�- ,'�`
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<br /> Proparty which may aunin priority ovcr this 5ccuriry Instrumcnt,und leuschald paymemx or ground rem+,if any. Borrowcr ,l}•.�_:�;
<br /> , - ` . shull pay these o6li�eations in the manner provickd in p•rragr•rph 2,or if not paid in that munner,Borrower shull puy thern on �' -��,��
<br />, - time directly to the person owed puymcnt. Borrower shull prompdy fumish to Lender all notices of umounts to be paid unJer W:?L=°--
<br /> • •• ' "° ' this para�raph. If Borrower mukes these puyments directly, Borrower shall promplly furnish to l.ender receipts evidencing •! ����`�°'
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<br />;' ��, .` the payments. ,r ,_��--
<br /> ' :`�', Borrower shall prompUy dischurge uny lien which has priorily over this Scrurily In�trument unless Borrawer: (a)agrees -,•.."`
<br />� �i.,, � ,..1..._�'-_
<br /> - in writing to the payment of the obligation�ecured by�he lien in u mnnner acceptable ta l.endcr:(b)contcsts in�ood fuith the ��r=;Py;:__.��.
<br /> . • " , lien by,or defends ugninst enforcement of Ihe lien in,IeKul pr�xredings which in Ihe Lender's opinion operate to prevent the ..... _-
<br /> '� • enforcement of the lien;or(c)secure�from thc holdrr of thc lien an ugrecmrnt suti�factory lo Lrnder subordinating the lien r`
<br /> � � �.''�t i �o this Security Instrument. If Lender determincs�hul uny pun of Ihe Property iti subjcct to u lien which muy attuin priority ' �=
<br /> '�•� over thiR Security Ins�rument,Lender mry give Borrower a nwicr idcntifying thc licn. Bortower shAll snti�fy the lien or�ake '
<br /> ' ` � • �;!I one or more of the actions set iorth ubove wi�hin 10 dnys of thc givins of notirc. • ..
<br /> .. • S. Hazard or Property Insurance. Bonower shull kecp thc improvemems now cxitiling or hereuftcr erected on the �
<br /> � Propeny insured ngninst loss hy fire,haxards includc<I within Ihc tcrni"exlenileJ coveragr" and nny othcr h:u.ards,including �
<br />'�� � floods or flooding. for which Lender requires in.urancc. 'I'hi. inaurancc ,hall lx muintained in the amounts und for the {-
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<br />� • Form 3B2N 9l41� I/wcr:nJ6/wgts! � , '
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