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zo�oos34o 9. Protection aF Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the cavenants and agreernents contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interesc in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, far enforcement of a lien which may attain priority over this Security Instrurnent or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatevear is reasonabl� or appropriate to protect Lender's interest in the Praperty and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Leander's actions can include, but are not lirnited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasanable attorneys' fees to protect its interest in the Property and/ar rights under this Security Inscrwnent, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building ar ather code violations or dangerous conditions, and have utilities turned on or off. Although I..ender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additionaJ debt of Barrawer secured by this Security Instrument. These amowats shall bear interest at the Note rate fronn the date of disbursement and shall be payable, with such interest, upon notice from Lender ta Borrower requesting payment. . If this Security Instrument is on a leasehold, Borrower shall comply with. all th� provisions of the lease. If Borrower acquires fee titla ta the 1'roperty, the leasehold and the fee title shall nat merge unless Lender agrees to the merger in writing. �.0. Mortgage Insurance. If Lender required Mortgage Insurance as a candition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Martgage Insurance coverage required by Lender ceases to be available frorn the mortgage insurer that previously provided such insurance and Bonawer was required to rnake separately designated payments taward the premiums for Mortgage Insurance, Borcower shall pay the premiurns required to obtain coverage substan.tially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, frorn an alternate rnortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coveragc is not available, Borrower shall continue co pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. 5uch loss reserve shall be non-refundable, notwithstanding the fact that the Laan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or eaTn.ings on such loss reserve. Lender can no longer requirc loss reserve payments if Mortgage Tnsurance coverage (in the amount and for che periad that Lender requires) provided by an insurer selected by Lender again becornes available, is obtained, and Lender requires separately designated payments toward the premiums for Martgage Tnsurance. If Lender required Mortgage Insuarance as a condition of making the Loan and Borrower was reqnired to make separately designated payrnents towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until I.ender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such terminatian or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entiry that purchases the Note) for certain losses it may incur if Borrower does nat repay the Loan as agreed. �orrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk an all such insurance in force from time to tune, and may enter into agreements with other partiea that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the rnortgage insurer Co make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance prerniums). NEBRASKA - Single Family - Fannie MaelFraddie Mac UNIFORM INSTRUMENT �� �-6(NE) 108111 Page 8 of 15 Initisls: r y Form 3028 ��7 ��9�C w j et t i� e� C� „► � dP