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241008340 Borrower shall promptly discharge any lien whzch has priority over this Security Instrurnent unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but anly so long as Borrower is perfonning such agreement; (b) contests the lien in good faith by, or defends against enforcernent of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings aze pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identi�ying the lien, Within lp days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. I.ender may require Borrower to pay a one-tirne charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Bonower shall keep the impravements now existing or hereafter erected on the Property insured against loss by fire, hazazds included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the I.oan, Thc insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certificatian and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent chazges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees irnposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objectian by Borrower. If Borrower fails to maintain any of the coverages described above, L.ender may obtain insurance coverage, at Lender's aption and Barrower's expense. Len.der is under no obligatian to purchase any particular type or amount of coverage. Therefare, such coverage shall cover L,ender, but rnight or might not protect Borrower, Borrower's eqnity in the Property, or the contents of the Fxoperty, against any risk, hazazd or liability and might provide greater or lesser coverage than was previously in effect. Borrower aclrnowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrawer could have obtained. Any arnounts disbursed by Lender under this Section S shall becozne additianal debt of Borrower secured by this Security Instrument. 'These amounts shall bear interest at the Note rate from the date of disbursernent and shall be payable, with such interest, upon notice from Lender to Barrawer requesting payrnent. All insurance policies required by L,Qnder and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall narne Lender as mortgagee and/or as an additional loss payee. I.ender shall have the right to hold the palicies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, far damage to, or destruction of, the Property, such policy shall include a standard rnortgage clause and shall name T..ender as mortgagee and/or as an additional loss payee. In the event af lnss, Borrower shall give prornpt nocice to the insurance carrier and Lender. Lender may malce proof of loss if not made prornptly by Borrower. Unless T..ender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the undearlying insurance was required by Lender, shall be applied to restoxation or repair of the Property, if the restoration or repair is econamically feasible and Lender's security is not lessened, During such repair and restoraCion period, L.ender shall have the right to hold such insurauce proceeds until I,ender has had an opportunity to inspect such Property to ensure the NEBRASKA - Single Family - F�nnie MaelFraddie Mac UNIFORM INSTRUMENT �� �-B�NE) loe��l PegeBof 15 �nniais: � Form 3028 1/01 � M '' ','' . � � � 1 ..