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2oioos3�s (C) "Lender" is Home Federal 5avings and Loan Assn of Grand Is1 and Lender is a Savi ngs and Loan organized and existing under the laws o� T h e S t a t e o f N e b r a s k a Lender's address is 221 South Locust St Grand I sl and NE 68801- Lender is the bene�iciary under this Security Instrument. (D) "Trustee" is Arend R Baack, Attorney (E) "Note" means the promissory note signed by Borrower and dated N o v� m b e r 0 5, 2 O 10 . The Note states that Borrower owes I.,ender S E V E N T Y 0 N E T H 0 U S A N D A N D p 0/ 1 D 0 Dollars (U. S. $ 71. 0 0 0. 0 0 ) plus interest. Borrower has pronzzsed to pay this debt in regular Periodic Fayments and to pay the debt in full not later than D e c e m b� r 1. 2 0 2 5 . (� "Property" means the property that is described below under the heading "Transfer of Rights in che Property. " (G) "Laan" means the debt evidenced by the Note, plus interest, any prepayrnent charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (T� "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are to be executed by Barrower [check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider � Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider � VA Rider � Biweekly Paym�nt Rider 0 Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Commanity Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrum.ent, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution ta debit or credit an, account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and autornated clearinghause transfers. (L) "Escrow �tems" means those iterns that aze described in Section 3. (1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) darnage to, or destrucCion of, the Praperty; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of candemnation; or (iv) rnisrepresentations of, ar omissions as to, the value and/or condition of the Property. (1� "Mortgage Insnrance" means insurance protecting Lender against the nonpayment of, or default on, the L.oan. NEBRASKA - Single Family - Fannie Mae/Freddie Msc UNIFORM INSTRUMENT � � -BINE) loat i1 PapB 2 0f 16 innia�s: �, '� Form 3028 1/01 "` � �: ;� N.