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20i0U8330 9. Protectiaa of Lender's Interest in the Property and Rights Under tiuis Security Instrument. If (a) Borrower fails to pe:rforrn the covenants and agreements contdined in this Security Instrurnent, (b) there is a legal proceeding that might si,gnificantly affect Lender's interest in the PrUperty and/or rights under ihis Security Instrument (such as a proceeding in bankruptcy, prabate, for condemnation or forfeitur�, fpr enfarcement of a lien whiGh rnay attain priority over this Security Instrument or to enforc� laws ar r�gulations), or (c) 13orrawcr has abandoned the T'roperty, then I.,c:ndGr rnay do and pay for whatever is reasonable or apprapriate to protect Lender's intersst in the Yroperty and rights under this Security Instrument, including protecting and/or assessing thc value af the Property, and securing and/Ur repairing the Property. L,ender's actions can includs, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrumc:nt; (b) appearing in court; and (c) paying reasonable attorneys' fees to prot�ct its interest in the Property and/or rights under this Security Tnstrument, includin� its secured position in a bankruptcy proceeding. Securing thc; Property includes, but is not limitcd to, entering the Properiy to make repairs, change locks, replac� or board up doors and windows, drain watsr from pipes, eliminate building or other code vialations or dangerous conditions, and have utiliCics turned on or off. Although I.ender may take actian under this Section 5�, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authoriced under this Section 9. Any amounts disbursed by I.xnd�r under this Section 9 shall become additianal debt of Borrower secured by this S�curity Instrument. These amounts shall bear interest at the Note rate from the ciate of disbursement and shall be payable, with such interest, upon notic� fram Lender to I3orrower requesting paymcnt. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lsasc. If Borrower acquires fee title tp the Property, the leasehold and the fee title shall not merge uriless Lender agrees la th� merger in writing. 10. Mortgage Insurance. If Lender r�quired Martgage Insurance as a conditic�n �f making the Loan, Borrower shall pay th� premiuins required to maintain the MnrCgage Insurance in effect. Tf, for any reasc�n, the Mortgage Insurance coverage required by Lender ceases ta b� available from the mortgage insurer tkiat previously provided such insurance and Borrower was reyuired to make separately designated payments toward the premiums for Martgage Insurance, Borrower shall pay th�: prerniums required to obtain coverage substantially equivalent to the Mortgagc Insuranc� previously in effect, at a cost substantially equivalent to ih� cost ta Borrower of the Mortgage Insurance previausly in effect, from an altcrnat� mortgage insur�r s�lected by L.ender. Tf substantially equivalent Martgage Insurance coverage is not available, Borrower shall continue: ta pay to L.ender the amount of the separately dc:signated payments that were due when the insuranc� caverage ceased to be in effect. Lender will acc�pt, us� and retain these payments as a nan-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the I.oan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can na langsr require loss reserve payments if Mortgage Insurance coverage (in the amount and for the periad that Lender requires) provided by an insurer selected by Lender again becom�s available, is obtained, and I,ender requires scparately designated payments toward the premiums for Maz'tgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Barrc�wer was required to make separately designatcd payments toward the premiums for Mortgage Tnsurance, Sorrower shall pay tlxe premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable lass reserve, until L,ender's requ'rrement for Mortgage Tnsurance �nds in accordance with any written agreement betwe:cn Borrow�r and I,ender providing for such termination or until ternxinatian is required by Applicable Law. Nolhing in this Scc;tion 10 affects Borrower's obligation to pay intcrest at the rat� pravided in the Note. Martgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay ths I.aan as agreed. Borrower is not a party to the Mortgage Tnsurance. Mortgage insurers �valuate their total risk on all such insurance in force from time lU Cime, and may �nt�r inta agreements with other parties that share or modiPy their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgagc insur�r and the other party (or parties) to these agreements. These agreernents may require the mortgage insurer to make payments using any source of funds that the mortgage insurcr may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Fraddie Mac UNIFORM INSTRUM�NT �-61NE) ioai n �a�a a or i 5 m�t�eig: Form 3028 1/01