201008319
<br />20. Sa1e af Nat� Change of L�n Servioa�; Nati,ce of (�rievanoe. 'The Note or a partial fnterest in
<br />the Note (together with this Securlty Inshvment) can be sold one or more times without pr.[or nodce to
<br />Borrower. A sale might result in a change in the entfty (known as the "Loan 5ervicer") Wat collects
<br />Perlodic �'ayments due under the Note and WLc Securlty Instrument and performs oWer moRgage loan
<br />servicing obligitions und�r the Note, tLis 5ecurity Instrument, and Applicable L,aw. There also might be
<br />one nr more changes of We Loan ServIcer unrelated to a sale of the Note. If there is a ch�nge of the Lnan
<br />Servicer, Borrower wW be given written nptice of the change which will state the rwme and address nf the
<br />new Loan Servlcer, the address to. which payments should be made and any uther information RESPA
<br />requixes in connecHon with a not3ce of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />servlced by a Loan 5ervicer other than the purchaser of the Nate, the morlgage loan servidng obligations
<br />to Bormwer will remain with the Loan 5ervicer or be transferred to a successor Loan Senricer and a.re not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be jalned to any judicial action (as eithec an
<br />individual litigant or the member of a class) that arises fram the other party's actions pursuant to this
<br />Securlty Inswnaent ar th�t alleges Wat the other party has breached a�ry provWan of, or any duty owed tty
<br />reason of, this Securlty Instrument, until such Borrower ar L.ender has nodAed the other party (with such
<br />notice given ln compllance with the requirements of Sectlon 15) of such alleged breac]► and afforded the
<br />other pgrty hereto a reasonable perlad after the giving of such notice to take correctIve actlon. lf
<br />Applicabl� I.,aw provides a iime perlad which must elapse before certdin actiom c�n 6e takenn, that ilme
<br />period will be deemed to be reasonable for purpases of Wis paragrdph. The notice of acceleration and
<br />opporh�nity ta cure given to Borrower pursuarit ta 5ectian 22 and the noHce af acceleradon given to
<br />Borrower pursnant to Section 18 shall be deemed ta saNsfy We notice and opportunity to take corrective
<br />act�on provlsions of th�s 5echon 20.
<br />21. He�rdoua Subs�tancas. As used �n th9s Section 21: (a) "Hazardous Substaaces" are those
<br />substaaces deflned as toxic or hazardous subscances, pollqtants, ar wastes by Envlronmer�tal Law and We
<br />follnwing substances: gasoline. kerosene, other t�ammable or toxic petroleum prnducts, Wadc pestiddes
<br />and hecblcides, volatlle solvents, materials containing asbestos or formaldehyde, and radinactive materials;
<br />(b) "Envlronmental r.aw" means federal laws and laws of the jurisdicdon where the Property is located that
<br />relate to health, safety or environmeatal pmtection; (c) "Envlronmental Cleanap" includes any response
<br />action. remedial actian, ar removal adioa, as defined in Environmental L,aw: and (c� an "Enviraamental
<br />Condidou" means a conditlon tlaat can cause, cantrihutc to, or otherw[se trl�ger an Envlronmental
<br />�Cleanup.
<br />Bprrpwer shall not cause nr per�nit the presence, use, disposal, storage, or release of any Hazardous
<br />5ubstances, or threaten W release any Hazardous Substances, on ar in the Property Borrower shall not do,
<br />nor allaw anyane else to do. anything affecting the Property (a) that is in violadon of any Envlronmental
<br />Iaw, @) which creates an Envimnmental Conditlon, or (c) wtdeh, due to the presence, use, or release of a
<br />Hazardous 5ubstance, creates a condiHon that adversely afF� the value of tt�e Property. The preceding
<br />two sentences shall not apply to the presence, u.se, or storage on the Praperty of small quant�de.s of
<br />Haza�rdous Substances that are gemexally recognized to be appropciate to normal residentlal uses ancl to
<br />maintenance of the Property (lncluding, but not llmited to, hazardous substances in c�onsumer products).
<br />Bprrower shaJl pmmptly give L.ender wrltten nvdce of (a) any imrest�ation, claim. demaad. lawsuit
<br />or other action by a»y gavernmental or regulatory agency or pdvate party involving the Property and any
<br />Hazu�daus Substance or Environmental Law of which Borrower has adual knowledge. (b) enY
<br />Environmental Candidnn, Including but not limited to, any spilllng, leaking, discbgrge� release or tbreat of
<br />release of any Hatiardans Subst�nce, and (c) any conditlon caused by the presence, use or release of a
<br />Hazardous Sabstance which adversely ai�ects the value of the Properly. If Bormwer learns, or is nodfied
<br />by any governmental or regulatory suWorlty, or any pdvate party, that any removal or oWer remediadon
<br />of any Hazardous Subslance affec�L►g the property is necessaiy, Banrower shall pmmptly take all necessary
<br />remecliial actions in accoxdaace vv�th Envirnnmenta! Law. Nothing herein shall create any obligalion an
<br />Lender for an Environmental Cleanup.
<br />70852227 OQ847.358$B
<br />N�FtASI�A - 5ingle Famlly - F�nnk M1ialFreddir M�c UNIFORNI INS'�'RIJMB�T WIT�
<br />�.�AMq �, r.� iz m is u*ws: Farm 80Zd 1/01
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