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2010�8319 dismissed wiW a ruling that, in Lender's judgment, precludes forfeiture af the Property or other material imp�irment of Lender's :Wterest in the Prope�ty ar rlghts under thLs Security InsWment. The prnceeds of any award or claim for dawages that are attrlbutable to the impairment of Lender's interest in the Property are hereby a�ssigned and st�all be paid to L.ender. All, Misceuaneous Proceeds that are not applied to restoration or repair of the PmperCy shall bc applied in tha acder provided for ln 5ecdon 2. 12. Horrowear Not Relasaad; Farbe�arance By Lende� Nat e Waivee. Extension of the dme £or payment or modlfitadon of amottiizatlon af the sums secured by this Securlty Instrument granted by Lender ta Bortower pr any Saccessor in Interest of Banrower shall nat operate to release the llabili�ty af Borrower or any Successors in Interest of Borrower. _ Lender shall not be required to commence proceedings agatnst aay Successar in Interest af Barrower or to refuse to extend time for payment or oWetwise modify amortizatlon of the sums secured by this Security Instrument by reasr►n af any demand made by the url Borrorwer or any 5uccessors tn Interest nf Bvrrawer. Any focbearance by I.ender in exer�ising sny ri t or remedy including, wlthout limitat[on, Lender's acceptance of payments from third persoas, entitics or 5uccessors in Interest af Barrower ar in amounis less than the amount then due, shall nat 6e a waiver of or preclude the exercise of any t or remedy. 13. Joint snd 3evecal L ility; C �a; 3ua�ors and A�a Bound. Borrowex covenants and agrees that Borrower's obl�gaflons and�ility shall be jolnt and several. However, any Borrower who co-signs this S�urity Instrument but does not execute the Note (a "casi�er"): (a) �s ca-signing this Security Instrumen�t only ta mortga , grant and convey We eo-signer's interest Ira the Prnp rt�� under t1►e terms of this 5ecurlty 1'nstruaneat; �bj is not personally obligated to pay the sums secured by tlds Securlty TnsWment; and (c) agrees that Lender and any other Bormwer can agree to extend, modify, farbsar or make any aceommodatlons wlth regard to the terms of this Security InsWment or the Note without the co-si er's consent. �abject to the pravisians of Section 18, any Successor in Interest of Borrower who assumes Bnrrower's obli�aflons under tlds Securlty Instrument in wrldng, and is approved by Lender, shall obtain all of Borrower s nlghts and beneHts under this 5ecurlty Instrument. Borrower shall not be released from Borrawer's obligadons and liability under tbis Secvrity Instrument un(ess Lender a to such release in wrlting. The cavenants and agreements of this Security Inst�'ument shall bind except as provided in Section 20) and beneflt the successors and assigns of Lender. 14. Lnan Chargaa. Lender may charge Borrower fees for servlcea performed in connection witlx Borrower's default, �'ar the purpose of protecting Lender's Interest !n We Property and rtghts under this 5ec�u�iry Instrument, 1ncluding. but nat limited to, attorneys' fees, property inspecdon and valuatlon fees. In regard to any other fees, the absence of express authorlty in tbls Securlty Instru�nent ta charge a speclflc fee to So�rower shall aat be constrned as a prahibition on tl►e char�ng af such Fee. Leader may' not cl�arge fees tb�t �re expressly mhibited by t}ais Sccurlty Instrument or by Applicable Law. If the Loan is sub�ec.t to a law which scts maximum laan charges. end that law is �nally interpreted so that the interest or other losn charges collected or to be collected fn cannectton with the Loan exceed the peimitted lirnils. then: (� any such loan charge sha116e reduced 6y the amoun,t necessary to reduce the charge to the permitted limit; a� (b) any sums already collected from Borrower which exceeded permltted liQafts will he refunded to Borrower. Lenider may choose to make this refiu�d by redudng the pdadpal awed under tt►e Note or by miaking a direct payment to Borrower. If a refund reduces prindpal, the redudion wilt be breated as aps�d� prepayment wlthout a�ry prepayment cl�arge (whether or not a Prepayment charge is provided af r under the Note). Borrower's acceptanc.e qf any such refund made by direct payment m Bortower wW constitute s waivec oF any right of adion Borrnwer m�lght have arisi�ng oui of such overcharge. 1S. Na�tiioa�. All notices �veu by Borrower ar Lender in connectlon wlth this Securlty Insavment must be in wrltlng. Any no8ce to Borrower in connection with this 5ectu�lty Inslrument sha11 be deemed ta have been giver� ta Bnrrower when m�ailed by flrst class mail or when actualty deHvered to Borrawec's no�Ice address if sent by other means. NoNce to any one Bocmwer shall constidite nodce to all Borrowa�s unless Applicable Law expressly requires otherwise. The natice address shall be the Prope Address unles.s Bottower has desi�ated a subsHtute notice address by notice W Lendet. Borrower �prompdy mot[fy Lende�r of Borrower's change of address. If Lender speclfles a procedure for reporting Bocrower's change of addres.s. thea Borrower shall only report a change of address ttuough t�at speci�led procedure. 70852227 0084135$88 N�iiA�(A - Single Famiy - F�ttnla MaNF�addls Mero UNIFQRNI INSTf�JMB�1T �-QA(N� roet� P�o� io m is i�rar.: • Form S02d 1I01