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<br />(C)'Zender"is 8ank of the West, a Cali�ornia state bankfng corp.
<br />Lender .is a corporation
<br />organized and existing under the laws of The State of California
<br />Lender's address is 13505 California St, N8-SSP-LL-P, Omaha, NE 68154
<br />(D)'Trustee"is Sank of the West, a Cal.ifornia state banking corp.
<br />(E) "MERS" is Mortga�e ElccCronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a noininea For Lcnder and I,ender's successora and assi�ns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws oF Delaware, a�id has an
<br />address and telephonc number of P.O. F3ox 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" mcan5 the promissory note signed by F3orrower and dateci October 29, 2010 .
<br />The Nate states that Borrow�r ow�y Lender seveaty Seven Thousand Five Hundred And
<br />Z ero / 10 0 Dollars
<br />(U. S. $ 77, 500 . 00 ) plus interest. Barrower has promised to pay thiy debt in regular Periodic
<br />Pa}nnents and to pay the debt in full not later than November O1, 2025 .
<br />(G) 'Troperty" means the properly lhat is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(H) "I�oan" means Chc dcbl evidenced by the Note, plus inlerest, any prepayment charges and late charges
<br />due under the Note, and all suins due undcr this 5ecuriry Instruinenl, plus interast.
<br />(T) "Riders" ineans all Riders to this Security Inslrumcnt that are exacuCul by F3orrowcr. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider � Condominium Rider � 5econd I�ome Rider
<br />� Balloon Rider � Plannecl Unit Developtnent Rider � 1-4 Fainily Rider
<br />� VA Rider ❑ Biweekly Payment Rider � Othcr(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local stalutes, regulation5,
<br />ordinances and adininistrative rules and orders (that have the cffect of law) as well as all applicable �nal,
<br />non-appealable judicial opinions.
<br />(K) "Community Associatfan Dues, Fees, and Assessments" means a11 dues, fees, assessments and other
<br />charges that are imposed on I3orrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) '�lectronic Funds Transfer" rneans any transter of funds, other than a transaction originated by
<br />check, draft, or siirular paper instrument, which is initiated tlu•ough an electronic Lerminal, telephonic
<br />instrturtent, computer, or ina�nctic tape so as to order, instrucl, or authprizc a�nancial insCiluLion to debit
<br />or credit an account. 5uch terin includes, buC is not livaitaci to, poinC-of-sale transfers, auto�nateci teller
<br />machine transactions, tran5fcrs initiated by telephone, wire transfers, and automated clearinghouse
<br />transfcrs.
<br />(M) '�strow Items" means lhose items that are described in Sa:tion 3.
<br />(1� "Miscellaneous Praceeds" ineans any compensa,tio��, settleinent, award of damagcs, or proceeds paid
<br />by any third party (ather than insurancc proceeds paid under the covcrages describcd in Section 5) for: (i)
<br />damage to, or deslruction of, the Property; (ii) condemnalion nr other taking of all or any part of the
<br />Property; (iii) convcyance in lieu of conde�nnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of th� Property.
<br />(0) "Mortgage Insurance" means insurance pro�ccling Lender against Chc nonpaymenl of, or default on,
<br />che Loan.
<br />8800893725 8800893725
<br />NEBRASKA - Single Family -Fannie MaelFreddle Mac UNIFORM INSTRUMENT WIT E S
<br />�-6A(NE�(DA7p) Pnye2o(15 miz�Ais: � Form 3028 1101
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