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<br />9. Protectipn of Lender's Interest in the Property and Rights Under this 5ecurity Instrument, If (a) Borrower fails to
<br />perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might
<br />significantly affect Lender's interest in the Property and/or rigl�ts under this Seci�rity Instniment (such as a proceeding in
<br />bankruptcy, probate, for condemnation or forfeiturc for enforcement of a lien which may attain priority over tYus Security
<br />Instrument or to enforce ]aws or regulations), or (c) Horrower has abandoned the Property, then Lender may do and pay for
<br />whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument,
<br />includ'aa�g protecting and/or assessiag tlae value of the Property, and securing and/or repairing the Property. Lender's actions
<br />can include, but are not limiied Ca: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b)
<br />appaaring in court; �nd (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under ihis
<br />Security Insttument, including its secured posiUon in a bankniptcy proceeding, Securing the Property includes, but is not
<br />limiled to, enlering the Properly to n�akerepairs, ck�ange locks, replace orboard up doors and windows, drain water frompipes,
<br />eliminate building or other code violations or dangerous conditions, and t�ave uUlities tumed on or off. Although Lender may
<br />take action under this Section y, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed
<br />that Lender incurs no liability for not taking any or all actions authorized under this Section 9.
<br />Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security
<br />Instrument, These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such
<br />interest, upon notice frornLender to Borrower requesting payment.
<br />If this Sec�.u�ity Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower
<br />acquires fee title to the Property, the leasehold and the fee title sha11 not merge unless Lender agrees to the merger in writing,
<br />10. Mortgage Tnsurance. If Lender required Mortgage Insurancc as a condition of making the Loan, Bonrowcr shall pay
<br />the premiurns required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage
<br />required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower
<br />was required to make separately designated payn�ents toward the premiums for Mortgage Ia�sura��ce, Borrower shall pay tlae
<br />premiums required to obtain coverage substantially equivalcnt to the Mortgage Insurance previously in effect, at a cost
<br />substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mort�age
<br />insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue
<br />to pay to Le��der the arriount of the separately designated payments tl�at were due whea� the insurance coverage ceased to be
<br />in cffcct. Lcnder will accept, use and retain these payments as a non-refundable loss rescrve in lieu of Mortgage Insurance.
<br />Sucla loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall
<br />not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve
<br />paymenls if Morlgage Insurance coverage (in lhe amoui�t xrid for the period tl�at Lender rec�uires) provided by a�� iusurer
<br />selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the
<br />premiiuns for Mortgage Insurance. If Lender required Mortgage lnsurance as a condition of making the Loan and Borrower
<br />was required to make separately designated payments toward the premituns for Mortgage Insurance, Borrower shall pay the
<br />premi��ns recgiired to maiz�taiz� Mo�tgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's
<br />requirement for Mortgage Insurance ends in accordancc with any written agreement between Borrower and Lendcr providing
<br />for such termination or until termination is required by Applicable Law. Nothing in this Saction 10 affects Horrower's
<br />obligation to pay interest at the rate provided in the Note.
<br />Mortgagc Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower
<br />does not repay lhe Loan as agreed. Borrower is not a party to the Mortgage Insurance.
<br />Mortgage insurcrs evaluate their total nisk on all such insurance in force from time to time, and may enter into agreements
<br />with other purties that share or modify their risk, or reduce losses. "These agreements are on terms and conditions that are
<br />satisfactory to the mortga�;e insurer and the other parcy (or parties) to ihese agreements. These agreements may require tk�e
<br />mortgage inswer to make pay�nents using any source of funds It�tl che mnrcgage insurer znay have �vailable (which r��ay
<br />include funds oblained fromMortgage Insurance premiums).
<br />As a result of these agreerr�ents I.ender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or
<br />any aff°iliate of any of Ihe :foregoir►g, may receive (direcCly or inciir�:cCly) arnounts that derive from (or mi�t be c7�aracterued as)
<br />a portion of Borrower's payments for Mortgage Insurance, in exchange for shadng or modifying the mortgage insurer's risk, or
<br />reducing losses. Tf such agreement provides that an at�iliate of Lender takes a share of the insurer's risk in exchange for a sh�re
<br />of the premiurns paid to the insurer, the arrangement is often termed "captive reinsurance," Further:
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<br />NEBRASKA - Singla Family - Fannla MaelFraddle Man 11NIFORM INSTRUMENT
<br />�.g�N� �oen� Pege 7 of 14 mniei�: ��. C.'.� Form 3028 1/01
<br />U175-NE9
<br />I IIIIII IIIII IIIII I�II II�I� IIII IIII IIIII IIIII lull IIIA IIIII IIIII IIII I��
<br />DAD�NE9637766
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