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20�048261 (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. SecUOn 2601 et seq,) and its implementing regulation, Regulation X(24 C,F,R. Fart 3�00), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the sanae subject �tter. As used in this Secuz Instrurr►ent, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan° evcn if the Loan does not qualify as a"federally related mortgage loan" under RESPA, (Q) "5uccessor in Interewt of Borrower" nleans any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Insirument. TRANSFER 0�' RIGHTS IN THE PROPERTY This Security Instnament secures to Lender; (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under tt�is Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in krust, with power of sale, the following described property located in the County of Ha11 • [Type of Recorc�ng 7urisdiction] [Nume of Recording Jurisdiclion] Lot Four (4), Jcffrey Oaks T1urd Subdivision, in the City of Grand Island, Hall County, Nebraska Parcel ID Number; 400367300 4021 Manchester Rd which currently has the address of [Street) Grand island [��trl , Nebraska 68803 [z�p code] ("Propert�� Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properry. All rcplacements and additions shall also be covered by this Security InsCrumenL Al] of lhe foregoing is referred to in tl�is 5ecurity Instrument as the "Property." B�RROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property �nd that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend �enerally the title to the Property against a11 claims and demands, subject to any encumbrances of record. THIS SECL11tITY INSTRUMENT combines uniform covcnants for national usc and non-uniform covenants with limitcd variations by jurisdiction to constitute a uniform security instrument covering real property. iTNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1, P;�yment of Principal, Interest, Escruw Items, Prepayment Ch:�r�es, an�l Late Ch�rge�. Borrnwer shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Lscrow Tterns pursuax�t to Section 3. Payrraents due under tl�e Note and this Security Instnixnent shall be made in U.S. currency. However, if any check or other insUument received by Lender as payment under ihe Note or t��is Security Instnunenc is returned to Lendcr unpaid, Lender rr�ty require that any or all subsequenL paymenCs due under the Note and this Security Instrument be rnade in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certitied check, banlc check, tx'easurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instnunentality, or entity; or (d) Elcctronic Funds Transfcr. NEBRASKA - Single Family - Fannie MaelFreddie Mao UNI�ORM INSTRUMENT ��,6'N�) (�11) Paga 3 of 14 DDS-]�;9 )� Initlals: ,,,yZl�!� Form 3028 1/01 IIINI Idll IIIII INII Ilul� IIII all IIIII IIIII i�ll III� IIIII II�I �N III