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<br /> <br /> <br /> <br /> 201007985 <br /> <br /> <br /> O D D <br /> <br /> 201008260 <br /> <br /> <br /> <br /> <br /> <br /> <br /> Loan Number: 329294 <br /> VA Number: 34-34-6-0181772 <br /> <br /> VA GUARANTEED LOAN AND <br /> ASSUMPTION POLICY RIDER <br /> <br /> NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br /> APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS <br /> OR ITS AUTHORIZED AGENT. <br /> <br /> THIS V.A. GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 27th day of <br /> October, 2010, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br /> of Trust or Deed to Secure Debt (herein "Security Instrument") dated of even date herewith, given by the <br /> undersigned (herein "Borrower") to secure Borrower's Note to <br /> MORTGAGE SOLUTIONS OF COLORADO, LLC <br /> (herein "Lender") <br /> and covering the Property described in the Security Instrument and located at <br /> 2715 O'FLANNAGAN STREET <br /> GRAND ISLAND, NEBRASKA 68803 <br /> (Property Address) <br /> V.A. GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br /> Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title <br /> and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br /> liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments executed <br /> in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not <br /> limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness <br /> and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant <br /> 18 of the Security Instrument, are hereby amended or negated to the extent necessary to conform such <br /> instruments to said Title or Regulations. <br /> LATE CHARGE: At Lender's option, Borrower will pay a "late charge" not exceeding four per centum <br /> (4%) of the overdue payment of principal and interest when paid more than fifteen (15) days after the due <br /> date thereof to cover the extra expense involved in handling delinquent payments, but such "late charge" <br /> shall not be payable out of the proceeds of any sale made to satisfy the indebtedness secured hereby, unless <br /> such proceeds are sufficient to discharge the entire indebtedness and all proper costs and expenses secured <br /> hereby. <br /> VA Guaranteed Loan & Assumption Policy Rider <br /> Page 1 of 3 <br /> IDS, Inc. Borrower(s) Initials <br />