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201008224 9. Protection of Le�de�'s Intcrest [n the Property and Rightss Under tb�is Security Instrumeant. If (a) Borrower fails to perform the covenants anai agr�ts contained in this Security Instrument, (b) thexe is a legal proceeding that might significan�tly affect �:nder'a interest in the Froperty a�nd/or rights under this Security Instrument (such as a proceediag in bankruP�Y. Probate, for condemnation or forfeit�re, for enforc�ean�nt of a lien which may attain priarity over thi�s Sacurity Instrument or to �nforce laws or regulations), or (c) Barrow�r has aba�oncd the Propeit�ty, then I,ernder mxy do and pay for whatever is reason�able or apprnpriate to protect L,�der's interest in the Property and rights under this Security Instrurnent, including protecting and/or assessing the value of the Property, a� securing and/ar repairing the Property. I.ender's actions can include, but are not limited to: (a) PaYiug anY �� 1�Y a lien which has priority over tlus Security Instnunent; (b) apPcaring in caurC; and (c) paYuig reasonable attorneys' fecss W protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcY P�$• �S ��P�Y includes, but is not limited to, ent�ring the Property ta make repairs. c�tange locks, r�lace or board up doors and windaws, drai�n water firarn pipes, clirninate building or other cade violations ar dangemus condiCions, an�d have utilities t�uned an or off. Although L.ender may talce actiaa uader this Section 9, Lender does nat have to do so and is not under any duty ar obligation to do so. It is agreed that Lend�r incurs no liability for �not talcin,g any or all actians auxhorized un�der this Section 9. Any aaaounts disbursed by L.en�der under this Section 9 shall becomc additional deht of Borrower secured by this Security Instrument. These amounts shall bear interest at the NoCe rate fram the date of disbursemeniL and shall be payable, with such interest, upon notice from �nder to Borrow�r recl��S pa �thi's Security Instrument is on a leasehold, Borrower shell comply with all the pravisions af the lease. If Borrower acquires fec title to the PropertY, the leasebald and the fee tide shall twt mergc unless T.,�andex' agrees to the merger in writing. Y0. Moxtgagc Insuranoe. If Lsnder requircd Martgage Insurance as a cond�ition af makaing the Loan, Hormwer shal] pay the premiwns require� to maintain th� Mortgage �nsurance in effect. lf, for any reasan, the Mortgage Insurancc coverage required by Lendsr ceases to bc available fram the mortgag� insurer that previously pxovided such in��+�±+� and Borrower was required to am�ke separately designated PaYments toward the p�ixums for Mortgage Insuranc�, Horrow�r shall pay the pr�pniums required to obtain coverage substantially eqrxivalent to the Mprtgage Insurance previously in effect, at a c�st substantially equivalent to the cnst t� Borrow�r of the Mortgage Instu�ance previously iya effe�t, from an alternate mortga�e insurer selected by Lender. If substantially equivalent Mortgage Insura�p�e �verage is not available, �orrower shall c:ontinue to pay to Lender the atnount of the separately designated payments that were due when the insuranc� coverage ceased W be in effect. L.arder will accept, use and retaia these pa�s as a non-refundable loss reserve in lieu of Mortgage Insurance. Such ldss resc�rve shall be non-rrefirndablc, a�wtrvithstanding the fact that the I.naci is ultimately paid in full, an�d Lender shall not be required to pay Bomower any interest or caYnings on such loss reserve. Z.ender can no longez r�quire loss xeserve payments if Mortgage Itusurance coverage (in the aprr�unt aad for the period tbat L,ender requixes) provided by aa insurcr selected by I� again becomes available, i�s abtained, and I.ender requires separately designated paym�ents toward the premiums far Mortgage Insurance. It' I.ander require� Mortgage Ins�u�ance as a�ndition of mala�g the Loan and Botxower was required to mal�e separately designated pay�rs�►ts toward the prenniuuns for Mortgage Ynsurance, Borrovtner sha11 pay thB p�niums requixed to maintain Martgage Ina�urancc in effect, or to provide a non-refimdable loss rescrr►e, until L,ender's requirem�nt for Mortgage Insur�nce ends in accordance with any writtcn agreem�nL between Borrower and Lendcr p�viding for auch termination or until termination is requir�d by Applicable Law. Nothing in this Section 10 affe�ts Borrower's obligadon to pay interest at the rate pnqvided in the Note. Mortgage Insuranoe reimburses I.ender (or any entity that ptrrchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. �ornna+er is not a party W the Mortgage Insuraix�. Mortgagc ianstu+ers evaluatc thttiar Wtal risk on all sucl� ins�u'a�c in force from time to time, and may eanter into agreemcnts vt+ith vther parties that share or �dify thcir risk, or reduce losses. Thesc agre�men,ts are on tenans and conditians that are satisfactvry to the rt�ortgage insurer anxt the oti�r party (or parties) to these agre�nents. These agre�ments may rec�uire the mortgage insuner w make payments using any sou�rce nf funds that thc ffiartgage insurer may �ave available (whir�; may include funds obtained fmrn Mortgage Ir�ctrrance premiuims). N RASKA -&ingie Family - Fannla Mse/F�sddls Mac UNIFORM INS7RUMEN7 ^�lNElroe��1 raosew�� ininaM: FormS028 'I/07